HSBC (merged)

rustyballz

tracepppp wrote: »

Brill!! :T As said before dead chuffed for you!! As Diana Ross said "I'm still waiting"! Cheering myself up with trip to Grand Pric this weekend
Lou - go get a decent bottle of vodka and CELEBRATE :beer:

Trace x

I think you meant prix, unless im getting the wrong end of the stick........

Tillybella

rustyballz wrote: »

I think you meant prix, unless im getting the wrong end of the stick........

He He....:rotfl:

lesterjohannes

Hi,

Can anyone help me with this query please?

I am helping a friend with a claim against HSBC.

HSBC have responded to say that the claim refers to Bank charges and not to penalty charges.
The bulk of the charges my friend has listed appear on her Bank statement monthly about the 27th.
These may have been bank charges for clearing cheques and cash to and from the account.
My question is did HSBC charge personal accounts bank charges in 2004 & 2005?
Are these charges reclaimable?
Where can I get a copy of the charges HSBC made in these years?

Thank you

Lester

princesskez26

lesterjohannes wrote: »

Hi,

Can anyone help me with this query please?

I am helping a friend with a claim against HSBC.

HSBC have responded to say that the claim refers to Bank charges and not to penalty charges.
The bulk of the charges my friend has listed appear on her Bank statement monthly about the 27th.
These may have been bank charges for clearing cheques and cash to and from the account.
My question is did HSBC charge personal accounts bank charges in 2004 & 2005?
Are these charges reclaimable?
Where can I get a copy of the charges HSBC made in these years?

Thank you

Lester

Hi here is a list of charges you can reclaim from the reclaim charges help thread;

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Late payment fee (credit cards, store cards, catalogues etc)
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

Kez

desperate_lou

tracepppp wrote: »

Brill!! :T As said before dead chuffed for you!! As Diana Ross said "I'm still waiting"! Cheering myself up with trip to Grand Pric this weekend
Lou - go get a decent bottle of vodka and CELEBRATE :beer:

Trace x

Ha ha :rotfl:

Think you ve already hit the vodka, enjoy the grand pric:rotfl:

Lorr1465_2

Provlem with HSBC Claiming from a old closed joint account. They have wrote to say they will refund but as a joint claim only. Told them have no contact with Ex. Managed to talk to him on phone but does not seem to want anything to do with claim..could someone advise me please?

LozBingley

lesterjohannes wrote: »

HSBC have responded to say that the claim refers to Bank charges and not to penalty charges.

This was the defence that A+L used for me too. All you need to do is ask them to justify this statement considering the trigger mechanism

As princesskez26 pointed out, the charges can be claimed. Read Martin's article to tell you how to get your last 6 years statements for £10. http://www.moneysavingexpert.com/reclaim/bank-charges


Joint claim. If your ex does not want free money, get them to sign over any proceeds of the claim to you in advance. Something along the lines of..

I, ...them..., here by authorise ...you... to act on my behalf in claiming our joint charges in our claim against XYZ Bank.

All funds retrieved in this claim should be made payable to ...you...

Get them to sign to copies, 1 to send to the bank and 1 for your records.

matty200

Hi Guys,
I sent my letter off to request bank charges back on the 23rd May and I recieved a response to confirm they had recieved the request on the 25th May. 14 days later I didn't hear anything else so I sent a letter threatening court action - which I didn't recieve a response to at all. I've worked out that the 8 weeks will be up on the 20th July. What are the time scales at the moment and are people generally recieving offer letters before the 8 weeks or slightly afterwards?
Thanks...

matty200

Has anyone got the e-mail address that you can chase them on? :eek:

LozBingley

matty200 wrote: »

Hi Guys,
I sent my letter off to request bank charges back on the 23rd May and I recieved a response to confirm they had recieved the request on the 25th May. 14 days later I didn't hear anything else so I sent a letter threatening court action - which I didn't recieve a response to at all. I've worked out that the 8 weeks will be up on the 20th July. What are the time scales at the moment and are people generally recieving offer letters before the 8 weeks or slightly afterwards?
Thanks...

Take it to court or you'll be waiting till Christmas :rudolf: