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HSBC (merged)

1359360362364365398

Comments

  • leighv
    leighv Posts: 75 Forumite
    Hi,

    I have taken HSBC to court for 910+interest of 100. With the court costs - this equalled 1130. HSBC have counter offered with 820 - some 300 pounds short of my request - and in reality some 200 pounds short of where I would like to be (not really bothered about the interest).

    What are your thoughts and personal experience??? Should I accept, should I counter offer or continue court action?

    Many thanks.
  • freemaiden
    freemaiden Posts: 22 Forumite
    PPI Party Pooper
    :j HI LOU
    JUST GOT LETTER TO DAY WITH OFFER OF £640 REQUESTED £719 SO IM HAPPY WITH THAT HOPE YOU GET YOURS SOON KEEP POPPING THE PILLS
    TAKING HALIFAX TO COURT SO WISH ME LUCK . ANGIE
  • Biryani
    Biryani Posts: 11 Forumite
    I got a letter today telling me that the case had been transfered to my local court - no need to do an allocation questionnaire. I phoned the court and they said I will get a letter from them in the next week but should I do anything in the meantime? It seems taht some people are sending a copy of the charges to DG solicitors - will this give them a bit of a kick to make them realise I am serious? Not sure what to do now....help please!
  • Tillybella
    Tillybella Posts: 146 Forumite
    tracepppp wrote: »
    Well done Tillybella
    These good luck stories keep us miserable, nail-biting folk going!! :T
    Trace x

    Thanks Trace

    I hope you get to hear some good news soon. I'll be checking back in to follow your case!! I reckon once you get a payout me, you and lou should meet up for a few voddies!! LOL!!

    Hang on in there, your time will come..............eventually!

    Samx
  • fullingdale
    fullingdale Posts: 54 Forumite
    I have received the standard offer letter - offering £2700 against my £5000 claim (excluding interest) so I am writing to HSBC to tell them it's no good. Anyone in the know have thoughts on the following as the wording for my letter?


    Also, is this the right thing to do?




    I am writing with regards your letter of 22<SUP>nd</SUP> June, 2007 in which you are offering a settlement payment of £2788.66 in respect the above case for reclamation of penalty charges passed during the passed 6 years.
    <O:p</O:p

    The amount you have offered represents less than 60% of the total amount owed.<O:p</O:p
    <O:p</O:p

    I find the stated settlement figure to be unacceptable and that the matter should proceed to Court.<O:p</O:p




    Any suggestions/ideas/comments?
    We missed out on the reclaim of nearly £5000 bank charges from HSBC, but picked up over £10000 in PPI claims against them instead. I am now debt free and working to help my other half clear hers
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Personally, after having taken the trouble to take them to court and incur costs in the process, I wouldn't settle for anything less than the full amount plus interest plus court costs. But that is just me.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • desperate_lou
    desperate_lou Posts: 262 Forumite
    freemaiden wrote: »
    :j HI LOU
    JUST GOT LETTER TO DAY WITH OFFER OF £640 REQUESTED £719 SO IM HAPPY WITH THAT HOPE YOU GET YOURS SOON KEEP POPPING THE PILLS
    TAKING HALIFAX TO COURT SO WISH ME LUCK . ANGIE

    Hi angie

    well done, was it on the eight weeks mark or earlier/later.
    (sorry couldn t remember)

    They seem to have paid a few of us out today, so its good news for us all. now that we can see all the friends we ve made on here finally getting somewhere.
    Hang in there tracy you will win:T

    We are all behind you.

    Let you know as soon as i have something to announce.

    lou xx
    Its been the longest three months..... success is nearly insight:T ....... Money in account :beer:
  • desperate_lou
    desperate_lou Posts: 262 Forumite
    Joncow75

    Well done, i would definately accept .

    Good luck with egg

    lou
    Its been the longest three months..... success is nearly insight:T ....... Money in account :beer:
  • stargazer59
    stargazer59 Posts: 726 Forumite
    Any suggestions/ideas/comments?

    hi ..im sure there is a template letter on here somewhere accepting this as a partial refund but that you will pursuing the rest through the court...worked for me! Good luck
  • tracepppp
    tracepppp Posts: 166 Forumite
    Tillybella wrote: »
    Thanks Trace

    I hope you get to hear some good news soon. I'll be checking back in to follow your case!! I reckon once you get a payout me, you and lou should meet up for a few voddies!! LOL!!

    Hang on in there, your time will come..............eventually!

    Samx

    A few voddies!!! I'll party BIG time, I tell ya lol :beer: :beer: :beer:
    If it's a good payout, yes i want to clear existing debts, but will have a bit left over :D I'm going to see my big sis who lives in South Africa, but i won't count any chickens yet!
    Trace x
    Self Combust Society Member :eek: :rotfl:
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