HSBC (merged)

macca69

Hi, I've sent the first letter to get statements about two months ago and still not heard anything, I sent a £10 check with letter, how long did it take you to get your statements back.

many Thanks
mark

louloujs

macca69 wrote: »

Hi, I've sent the first letter to get statements about two months ago and still not heard anything, I sent a £10 check with letter, how long did it take you to get your statements back.

many Thanks
mark

The Bank has 40 days (not working days) to send them back to you. Did you send the letter Recorded Delivery, if so you should be able to check if it was received?

rincewind

Ive had my offer from HSBC for £549.45p :rolleyes: taken from £638 - £27.50 for refunded charges


HSBC said i couldent have the £638+ £217.88 8% intrest.

has anyone haggled with them over the offer they have recived?

can i take court action with them to get the full ammount or will the jugge take HSBC's side if i decline the offer of £549.45?

louloujs

rincewind wrote: »

Ive had my offer from HSBC for £549.45p :rolleyes: taken from £638 - £27.50 for refunded charges


HSBC said i couldent have the £638+ £217.88 8% intrest.

has anyone haggled with them over the offer they have recived?

can i take court action with them to get the full ammount or will the jugge take HSBC's side if i decline the offer of £549.45?

Remember that you are only entitled to interest once your claim has reached the court stage.

rincewind

ok fair enough but why dosnt it say that on this page
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

it might help people understand better if it did.

id like to know if any one has haggled with HSBC on
08465 028006 the number they give you in the offer letter
to try and get more than they have offered with out the intrest.

thanks for your reply tho.

Kurt_Hamster

rincewind wrote: »

ok fair enough but why dosnt it say that on this page
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

it might help people understand better if it did.

id like to know if any one has haggled with HSBC on
08465 028006 the number they give you in the offer letter
to try and get more than they have offered with out the intrest.

thanks for your reply tho.

You mean this from the article?

If you won via the courts, you would be entitled to add 8% interest (not compounded) on top from the date you were ‘first deprived’ of the money (i.e. the date of each charge). Therefore you may want to ask for the interest as part of the initial claim. It's important to understand that you are not legally entitled to interest unless you win in court, yet all prior letters are a tool of negotiation; think of it a bit like haggling

Articles are always easier to understand if read correctly without skipping bits.

louloujs

Kurt_Hamster wrote: »

You mean this from the article?


Articles are always easier to understand if read correctly without skipping bits.

Enough said! Thank you...

Foot101

louloujs wrote: »

Hi Foot

Well, it's 14 days for you. Have you had anything in yet? Lou

Had to leave for work early this am so missed the Postie. However , I have called twice today , the first time I was told it was generated on 22nd (Tue) , then the second time they said it was posted 23rd, I pushed further and they said that system def says posted 23rd.
So basically , I'm going to once again open the front door full of anticipation hoping that this time I wont be dissapointed again. Hopefully today or tomorrow but I will post when It arrives. :T

hendec

Hi I am in the process of claiming back 2,000 from hsbc, i telephoned them and was told the usual ''8 weeks'' so I've got till 28th june to wait for a decision. i currently have an outstanding ''managed loan'' with them which is far more than I am claiming, do you think that if they do offer me anything that they will give me the money or reduce my loan amount, to be honest I would rather have the money as I could reduce a full debt even if they only offered me half. If I went to court, would the judge rule that the money be used to reduce my debt?

Thanks

Kurt_Hamster

Firstly you don't have to wait the 8 weeks unless you are going to complain via the Financial Ombudsman. If you are going the court route then you set the deadlines, 14 days per letter. Please read... http://forums.moneysavingexpert.com/showthread.html?t=400981

As regards your managed loan, that would depend on the contract you have with them. If it is a separate loan then they can't use the funds to pay it off, neither can they call in the loan out of spite.