HSBC (merged)

ors_2

Hi all i'm in the process of reclaiming bank charges from HSBC. This month however i received my statement and it had a charge for Arrangement Fees.
Is this there way of rewording there charges to try and avoid people reclaiming ? and is it possible to add this charge to the existing claim ?. Hope you understand my wording !! lol and thanks for any help.

beamo1

Pete
thanx 4 the advice but i did not make my claim online.
i went down to local county court because i was entitled to my costs being paid 4 me . does this make a difference.
if i make a judgement by default claim does this mean i have won and will egt the money
steve

Kurt_Hamster

ors wrote: »

Hi all i'm in the process of reclaiming bank charges from HSBC. This month however i received my statement and it had a charge for Arrangement Fees.
Is this there way of rewording there charges to try and avoid people reclaiming ? and is it possible to add this charge to the existing claim ?. Hope you understand my wording !! lol and thanks for any help.

Yes it is, and the OFT specifically told them not to do things like this.

pete-in-london

beamo1 wrote: »

Pete
thanx 4 the advice but i did not make my claim online.
i went down to local county court because i was entitled to my costs being paid 4 me . does this make a difference.
if i make a judgement by default claim does this mean i have won and will egt the money
steve

The best thing to do is phone up your local county court on the 29th, explain that they have not entered a defence and see what they say.

Tillybella

Hey all. I have sent HSBC the first of Martin's letters giving them 40 days to supply details of all my charges over the last 6 years. Is this 40 days inc weekends and bank holidays or 40 working days? Thanks.x

echoba

Hi,

just to update hsbc paid up 12 days after receiving my acceptance letter so am now going to apply for charges on my husbands account!!

echo

pete-in-london

Tillybella wrote: »

Hey all. I have sent HSBC the first of Martin's letters giving them 40 days to supply details of all my charges over the last 6 years. Is this 40 days inc weekends and bank holidays or 40 working days? Thanks.x

It's 40 calender days - so includes weekends.

becksta22

hi all
well here's my story
i sent off the both letters but didnt get a reply so filed for court it was served on 2nd may and they achnowledge it on 3rd may so they only have 5 days to put up a defence.i have recieved a letter from hsbc but it was just to say that their solicitors were dealin with it and everything would go through them.havent heard anything and no money been put into my account.gettin bit worried now wat should i do just sit tight and wait and see if they put in a defence or not or should i fonr DG????

thanks

louloujs

vinegarvera wrote: »

Well done Louloujs, I was waiting to see how your case went as I am slightly behind you, I have a court date for 15/06/07.
I have had a letter from DG solicitors 03/05/07 to ask for breakdown of charges, I duly sent them off! I received another letter 23rd saying that if I did not comply they would obtain a court order to make me send them!!!!
I was a bit loth to do so but I faxed them today.
The cheek of them!! I have provided the information 3 times now, and as they are employed by HSBC, I dont see why I have to!

Anyway I am soooooo pleased for you Louloujs, you have been mybiggest inspiration on this site and I would probably have jacked it in if it hadn't been for your A1 advice!!!!!!!!
Well done again!!!!!! :beer:

Thank you so much - i was wondering how you were doing. Still waiting for money to come through but I know it will. On my other claim with HSBC I was asked for the same information as you which I sent off with a letter complaining that they'd already had this info 3 times. Waiting to hear what they'll do. I really feel that once they know you're committed to seeing it through the courts etc, they will pay out. One down,one to go for me with HSBC. So now we're both at the same stage again. Let's see what they say with our further breakdown...

louloujs

Foot101 wrote: »

Day 12 of the 14 days they said I should recieve my cheque in

Any one gone over the 14 days + what did you do about it ?

Hi Foot

Well, it's 14 days for you. Have you had anything in yet? Lou