HSBC (merged)

king7

hello.

after getting no reply from the first letter i sent the second letter saying i would take them to court.i gave them 7 days to reply and today is the seventh day.if there isnt a letter waiting for me when i get home should i wait a bit longer or go straight to the court claim?

thx



the bank is HSBC

wilf55

have just come to take rbs to court filling in moneyclaim online thing but says registered addredd must be in england or wales

rbs in scotland what do i do

obviously am appearing dim but cant find the answer

thanks in advance

nickmack

wilf55 wrote:

have just come to take rbs to court filling in moneyclaim online thing but says registered addredd must be in england or wales

rbs in scotland what do i do

Any registered office in England for RBS should be fine.
Do you have one from your statements? If not, I'll dig out one that I used.

wilf55

have only got branch address on statement do i use that

thank you

wilf55

registered address on back of statement is in edinburgh

wilf55

found this on bag site

rbs
litigation
1 princess street
london
ec2r 8pb

fkelanne

hi all, ive sent the 2 letters off and 2day was my last day so here anythink. i didnt even get a letter saying we are dealing wif your comp. ive went online and started to fill in my claim but imscared i get it wrong.
ive put this in where it says Particulars of claim* i would be gratefull if you can tell me if it right, also would address do i use for HSBC, Iv sent the letters to the leeds one.


1. The Claimant has an account ******** with
the Defendant, opened 1996 2. Since 12/01/04
the Defendant debited charges and interest
in respect of purported breaches of
contract. 3. Defendant is aware of all
details as a list of charges has already
been supplied. Another copy will be sent. 4.
Claimant contends: (a) The charges exceed
the Defendant's losses caused by the
breaches; (b) The Term permitting the
Defendant to levy such charges is
unenforceable under the Unfair Terms in
Consumer Contracts Regulations 1999, Unfair
Contract Terms Act 1977 and at Common Law.
5. Claimant claims: (a) return of the
amounts debited of £2397; (b) Interest per
S.69 County Courts Act 1984 of 8% - £230.89
continuing at 8% until judgment or
settlement at a daily rate of £0.32; 6.
Alternatively, if the charges are a fee for
a service, then they must be reasonable
under S.15 of the Supply of Goods and
Services Act 1982. 7. Costs allowed by the
Court.

sally1980

I sent off my first letter to HSBC bank 21/11/06 and haven't heard anything yet. Is it time to send the second letter or do I wait a bit longer

craig1001_2

Hi there, i am new to these 'threads', i want (need) to know from anyone at all what to do? I worked out what my bank charges totalled, sent my letter off to hsbc, heard nothing from them for 2 weeks so i sent another one (both recorded delivery) and it has now been 5 weeks and i still haven't heard from them! When i ring them, they just say that there is a backlog! Is it ok to proceed to the next step of taking them to court? Please please can someone advise me? All the best-Craig

nickmack

In your second letter you gave them another 14 days. You have waited 5 weeks! Start the court claim as soon as possible and let them know you're serious.