HSBC (merged)

legoman

i still need help, on my statements it says for example.

10 nov DR INTEREST
TO 19OCT2003 7.80


DR TOTAL CHARGES
TO 19OCT2003 72.00

is this a charge i can claim? please help!

nickmack

legoman wrote:

i still need help, on my statements it says for example.

10 nov DR INTEREST
TO 19OCT2003 7.80


DR TOTAL CHARGES
TO 19OCT2003 72.00

is this a charge i can claim? please help!

Interest - No (Although some people have claimed some interest back)
Charges - Yes if they are in the list in the sticky

legoman

nickmack wrote:

Interest - No (Although some people have claimed some interest back)
Charges - Yes if they are in the list in the sticky

if they are in the sticky? where's the list?

Jamesb15uk

I dont want to jepordise my 1.6k OD and risk becoming under the thumb of debt collectors and hence worsening my financial situation rather than enhancing it. Oh I also had a store card that I incrued a couple of hundred pounds on a couple of years back. Im thinking its best I get onto them straight away with the data request letter.


Stace, a single £10 will cover all Data a single organisation holds about you. So just £10 will do for one bank and multi accounts.

architekt

hi, just a quick question. on making a claim, who is it to be made against?
i've got the address from the other posts, but is there a particular title or person it should be address to?
thanks

jinkssick

I got 3 charges of £30 when i went withdrawn. They were £0.06, £1.45 and £10.00 respectively.

i know truly amazing

Phoned up and managed to get the £0.06 levied but the other two I ws told had nothing to do with them. This was over 5 years ago. I do not know if I shud go to the bother to get my £60 back with interests. But think about the endless cycle of letters, £10 to get past invoices.

im just glad i was never abused in other ways and for the rest of my life will not be done so since i came to this incredible site.

i think ill just bite my lip and hope to see ppl receiving their hundred or thousands back.

legoman

i have added the charges up and they have come to £747.50. now, with interest its £1069.89. should i add the interest onto my request or not?

also, i really need advice here. there are bits on my statement as follows....

DR CHARGE
RECALL S/O-D/D 30.00

can i claim these too? please help guys!

many thanks..

Rex_Mundi

architekt wrote:

hi, just a quick question. on making a claim, who is it to be made against?
i've got the address from the other posts, but is there a particular title or person it should be address to?
thanks

You need to make the claim against the registered company name and address......

HSBC BANK PLC
8 CANADA SQUARE
LONDON
E14 5HQ

crabyducky

i have an agreed overdraft of £970. does that affect which charges i can claim back from hsbc?

elaine2303

Simon hi.

Be prepared for them both to be closed. I was with Royal Bank of Scotland Had a personal & business account with them and they've been making my life a misery by taking anything that went into either account as charges, all raised by their actions in the first place (but that's another story) They wrote and said if I didn't pay them the £700+ they had banged on to my business account as charges they would close the account. I'd been asking them to do that for weeks so that was okay by me.

What they didn't tell me was they would also close my personal account into which was paid money for my rent, electricity gas etc. I didn't find out until cheques and DDs started coming back unpaid. I'm suing them for that as well as my charges plus a lot of other stuff (again a different story) so be aware that banks will close down any other accounts you may have with them and they aren't always gonna tell you before they do it.

I struggled to get another account with a different bank so I would suggest you open one somewhere else before you start.

Good luck with the claim