We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HSBC (merged)

1135136138140141398

Comments

  • Natalieee_2
    Natalieee_2 Posts: 151 Forumite
    soworried wrote: »
    oh my god i cant believe hsbc, i emailed asking for all statements from past 6 years then thought it might be quicker to ring them, wen i asked for them over the fone i was told there was no charge for this service, then 2 days later i got email from online banking saying kindly note £10 will be deducted from your account for the statements, i emailed back saying that i was told over the fone it was free and they returned the £10-BEWARE THEY ARE OBVIOUSLY FLEECING SOME PEOPLE AND NOT OTHERS FOR THEIR STATEMENTS!!! QUESTION THEM,THEY MIGHT BACK DOWN ON THE CHARGE.

    OH AND BY THE WAY IT DIDNT HINDER THE STATEMENTS COMING THROUGH EITHER, 7 DAYS LATER 41 LETTERS, 2 DAYS AFTER THAT ANOTHER 40+, ALL STATEMENTS THROUGH IN LESS THAN 10 DAYS EVEN THOUGH THEY SAID 40! :T


    I SENT HSBC A £10 NOTE WITH MY REQUEST WHICH THEY DIDNT RETURN EVEN THOUGH THE LETTER SAID `THERE IS NO CHARGE FOR THIS SERVICE`

    SO, AFTER I SPOKE TO AN AWFUL WOMEN ON THE PHONE WHO BASICALLY SAID `SLING IT` I ADDED IT TO MY CHARGES LIST WITH A PARAGRAPH ABOUT HOW I DIDNT GET MY MONEY BACK AND I WOULD BE MAKING A FORMAL COMPLAINT WITH THE FINANCIAL OMBUDSMAN :eek: AND I GOT A CHEQUE FROM THEM A WEEK N A HALF LATER!! HA ..

    STILL WAITING FOR MY OFFER FROM HSBC .. CANT SPEAK TO THEM ON THE PHONE ..WAS ON HOLD FOR 3 HOURS YESTERDAY .. SO ALL I CAN DO IS SIT ON MY HANDS..

    MY DEADLINE WAS UP ON FRIDAY...SHOULD I FILE MCOL ON MONDAY?

    BIT SHORT OF CASH AT THE MO BUT IM SO PI**SED OFF AT HAVING TO WAIT .. I JUST WANT MY MONEY BACK :mad: :mad: :mad: :mad:
  • lfc1983
    lfc1983 Posts: 28 Forumite
    dont let them give you a timeframe, tell them you are taking them to court and start the online process
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    These are definitely delaying tactics. Start your court claim and you will see that it won't take them 8 weeks to reply to that.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • ronaldo175
    ronaldo175 Posts: 149 Forumite
    I sent my first letter on Feb 24 to try and reclaim the £100 that I was charged in overdraft fees.

    A few days ago I got a response from Colin Longdale, Senior Service Quality Officer.

    "I am looking into the matters you have raised and will contact you with a full response as soon as I have completed my investigations."

    I'm wondering what to do next, obviously I don't want to have to go to court if I can avoid it. Should I sent the next letter as in step 4 - http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,#step4 or should I wait for "a full response".

    Any advice is fully appreciated folks, thanks.
    on a money saving mission! :p
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    ronaldo175 - that's a delay letter, once the time is up of 14 days, send the next letter
    No longer using this account for new posts from 2013
  • im sorry to sound so blonde:rotfl: but could some one tell me what *MCOL*
    means?:confused: ive most prob's have read it some where on the thread but it did not sink in....and ive noticed a lot of peep's asking if thery should file a MCOL....:confused:

    thanks clare:A
  • jennyowen
    jennyowen Posts: 54 Forumite
    im sorry to sound so blonde:rotfl: but could some one tell me what *MCOL*
    means?:confused: ive most prob's have read it some where on the thread but it did not sink in....and ive noticed a lot of peep's asking if thery should file a MCOL....:confused:

    thanks clare:A

    Hiya,

    It's MoneyClaim Online, the online court system xx
    So far:-

    HSBC £2515 incl int claimes, settled on £1998:j

    Abbey - £2995 claimed, offered £1098, accepted as part payment and proceed to next stage, response not satisfactory so currently with Ombudsman:confused:

    Cap 1 - settled on charge difference:j

    Barclaycard - settled on charge difference:j

    MBNA - 1 account settled in full, £993:beer:
    - 2nd account settled on difference:T

    HSBC Visa - no charges amazingly!!:rotfl:

    Household Bank Visa - settled on charge difference:T

    ACE catalogue - settled in full after 1 letter!!!:beer:
  • ronaldo175
    ronaldo175 Posts: 149 Forumite
    Gemmzie wrote: »
    ronaldo175 - that's a delay letter, once the time is up of 14 days, send the next letter

    Well its more than 14 days since my original letter, so I should go ahead and send the letter from step 4, right?
    on a money saving mission! :p
  • tagoo
    tagoo Posts: 8 Forumite
    What is the HSBC address the letter should be addressed to?
    To whom should the letter and letter be addressed to so that it ends up in the correct hands?
    Thank you for your help
  • Natalieee_2
    Natalieee_2 Posts: 151 Forumite
    tagoo wrote: »
    What is the HSBC address the letter should be addressed to?
    To whom should the letter and letter be addressed to so that it ends up in the correct hands?
    Thank you for your help

    1st Letter For Statements Goes To Canada Square Address

    Next Letter Goes To Your Branch, I Addressed Mine ` Dear Sirs`
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.