HSBC (merged)

Karnam

write back quickly saying that you did not agree to this and that by putting it in your account does not mean you accept the settlement. send this recorded and make sure they get it. or telephone and make sure it is made clear you do NOT agree to this that this is a part payment and as far as you are concerned it is some of your money back and the rest will be coming back soon

then continue with your claim (adding in a quick thing saying that you have recieved part payment but consider this a part payment not a settlement)

michjoe

I have claimed from HSBC for the second time £120ish this time they sent me the usual letter not accepting responsibility but they would refund the money etc. over a week ago which I signed and sent back immediately and still it hasn't gone into my account. I am sure when I claimed the first time it took a couple of days from me signing the acceptance letter to the money going back into my bank.

jem170884

URGENT ADVICE NEEDED
does my claim include human right issues?

nickmack

jem170884 wrote:

does my claim include human right issues?

The answer is NO

Dragon_Lady_3

Thanks Natalieee and jem170884.

Well, today I got home and found an acknowledgment of service has been filed from HSBC saying that DG Solicitors are going to defend the claim in full. Thats ONE DAY after HSBC sent me a 'goodwill offer' and even before they have given me a chance to acknowledge their offer.

Do the solicitors actually know what the bank is doing and vice versa. :rolleyes:

Anyway, I am NOT going to accept their measly offer and I am going to carry on with the claim.

Now to get started on my husbands personal and business accounts. OMG what have I volunteered myself for.......:eek: I lurve working into the wee small hours.

jem170884

I am so excited!!! I thought I would never be able to take them to court, I am so greatful nickmack!!!! Thank you so much, you have no idea how much this money will mean to me!!!

jem170884

Natalieee wrote:

:eek: £471??!!! Im Really Shocked Thats Disgusting!! You Know What I Really Hope You Get All The Way Through & Get Interest Added On Top Of What They Owe You!!

I Think The DD Thing Will Be They Will Have Re-Tried Taking Your DD Out A Few Times, They Tried To Take My House Phone Bill Out 4 Times One Month When I Was Overdrawn, I Mean For Godsake They Must Have Realised...

Another Thing Which They Used To Do Was Ring Me From India Constantly, Asking Me When Money Was Going Into My Account & Basically Telling Me What To Do With My Money :mad: IT Used To Drive Me Crazy, Half The Time They Didnt Know What They Were On About Anyway

Im With Natwest Now, And I Know Alot Of People Think They're Crap But In 7 MOnths Ive had ONE Charge, And Theyve Given Me A Managable Overdraft Which I Can Extend Anytime I Want Without Fuss.

Maybe You Should Think About Changing Banks Jem When You Finally Get Your Money? xx

You think that is discusting, I was a single mum on benefits living on my friends floor with my baby at the time - they always kick you when your down, good old HSBC eh?

I have tried changing banks but thanks to HSBC and their managed loan I am not able to no one will take me

jem170884

Good luck dragon lady I hope it goes well, when i called the courts earlier and told the guy the situation he said I dont know why they let it go so far do they not realise it is costing them more in the long run!! obviously not!!!

michjoe

jem170884 wrote:

You think that is discusting, I was a single mum on benefits living on my friends floor with my baby at the time - they always kick you when your down, good old HSBC eh?

I have tried changing banks but thanks to HSBC and their managed loan I am not able to no one will take me

Give citibank a go they are taking people on with not so good credit.

jem170884

I have they have sent me the forms but i dont have a cheque book and all my id was stollen wheen I got mugged 2 weeks ago grrr, see always being kicked!!!

I am the unluckiest person alive!!!