Alliance & Leicester (merged)

Edinburghlass_2

cre8toruk wrote: »

Hi all,

got a questionaire through the post today from the court.
I'm a bit lost with all of this really. Should I be contacting Wragge / writing to Alliance & Leicester and trying to negotiate or is it up to them to contact me ?

If I eventually do have to go to court, what do I need to take with me what do I have to do....?

How do I get access to the fighting fund and so on and so on....

HELP !

Cre8.

You'll find plenty of help and support in this A&L thread from other users who are at the same stage.

The guide to the AQ is in the Reclaim Help Thread, linked in my signature, along with lots of other useful information such as links to the Court Bundle should you have to go to court.

nappy

Smashbutt wrote: »

Hi all

My court case is next wed 11th.

Wragge & co have not sent anything to me or to the court.

So fingers crossed.....I will call Wragge on Monday, let you know what happens!!

Steve

hi smashbutt,
am very interested in how you get on,
im in court 19th july, i emailed wragge yesterday ( 6th july ) surprise surprise havent heard nothing yet, will just wait and see,
let me know how you get on,
thanks,
nappy x

biffbiff

I have a court date 12/07/07 am claiming £1291.00 A & L sent me a cheque for £347 i sent it back i phoned them and they said i had refused there offer then i phoned Wragge &Co and they said i had refused A & L offer so what is next can anybody help me ? or is there a thread just for success from A&L
ANY ADVICE WILL BE MUCH APPRICATED :money:

gillymca

Hi Everyone

Since I have started to claim my charges back from A&L in April I have incurred more charges. When I take them to court does anybody know if I can claim for these charges as well.

Appreciate any help. Thanks

gillymca

arkhoose

Stephen_Leak wrote: »

Write back to the bank, politely refusing it. Continue your claim.

As advised I politely wrote A&L refusing their offer, and sat back awaiting their next letter .. and I didn't have too long to wait. Basically it was a bog standard printed draft "get stuffed you're getting nothing letter", quite hurtful as they were quick enough to take MY money from me, all I want is it back..
Not sure where I stand here in Scotland as I am aware that the courts work differently, I have gone through all the template letters off this site now and am wondering is it the Sheriff Court now, or are better results being achieved by going through the Ombudsman..
Their letter stated "The OFT has commented that they consider the level of late payment fees to be unfair, however, they were actually referring to late payment fees for credit card payments, which are quite distinct from a bank's fees on current accounts." it continues to tell me that they will review its current account charges after discussions with banks and OFT... and "I do not feel that you have been unfairly charged and regret that I cannot agree to refund your fees."...
Why then did they try to placate me with the insulting offer of £66?
I am getting to the end of my tether, and almost at a stage that I want to give up, I don't know anyone else having this much hassle.. obviously its the A & L..
HELP... Any advice would be gratefully received..

show_girl

Hi

This is the first time I have posted a thread on the forum, although I am a huge fan of the site thanks MSE Martin!

I have been in the process of claiming back my bank charges from Alliance and Leicester, eventually they have offered 66 a whole 700 less than what I was orginally claiming for! Should I press on with court preceedings or write back to A&L refusing first? I am assuming accepting is out of the question with such low offer?

Please help anyone who has had experience of A&L being like this- Much appreciated!

lindilou39

write back telling them you accept the payment only in part and without prejudice and that you will be continuing through court or FoS for the outstanding amount.


Lin

Edinburghlass_2

Popped you into the A&L thread where you'll find a great support team all going through the same.

LozBingley

gillymca wrote: »

Hi Everyone

Since I have started to claim my charges back from A&L in April I have incurred more charges. When I take them to court does anybody know if I can claim for these charges as well.

Appreciate any help. Thanks

gillymca

If you've not processed the court claim yet, just add it on!

If you have started you can still add it on by applying to the court to change the claim amount

And just to clarify to all other who have past this stage and been paid out, YOU CAN CLAIM AGAIN! The charges are still unlawful, so get claiming

MimiJane

show_girl wrote: »

Hi

This is the first time I have posted a thread on the forum, although I am a huge fan of the site thanks MSE Martin!

I have been in the process of claiming back my bank charges from Alliance and Leicester, eventually they have offered 66 a whole 700 less than what I was orginally claiming for! Should I press on with court preceedings or write back to A&L refusing first? I am assuming accepting is out of the question with such low offer?

Please help anyone who has had experience of A&L being like this- Much appreciated!

If you haven't yet started court proceedings, you could accept it as partial payment, if you have started, you shouldn't. For such a small amount though, I'd be inclined to reject the lot and continue.