Alliance & Leicester (merged)

Karine_2

Hi
First time posting so bear with me ! Have put in a request for information with A&L on the 15th Jan. They have taken the £10 cheque with no information as of yet. This morning I noticed they have taken 4 x £5 copy statement charges ?? Can they do this ? If so, can I reclaim these charges when I put my claim in ?

Rex_Mundi

Karine wrote:

Hi
First time posting so bear with me ! Have put in a request for information with A&L on the 15th Jan. They have taken the £10 cheque with no information as of yet. This morning I noticed they have taken 4 x £5 copy statement charges ?? Can they do this ? If so, can I reclaim these charges when I put my claim in ?

Phone your bank and tell them to put these charges back!!!

Explain your request for statements was made under the Data Protection Act, and the maximum they can charge is £10 in total which you sent a cheque for.

nel

hi there i have finally sent off the initial letters to tsb and halifax re closed accounts i had with my ex husband....one to go:j :j

Alliance and leicester...

I have all my statements for the last six years already, should i just use these to calculate my charges or should still do the initial letter requesting the bank statements as part of the process?

EvilEdna_2

If you have the statements already there's no need to do the SAR. It'll just slow down the process. I was in the same position with A+L and claimed back over £900 without having to send off a request for statements. Send off your prelim letter including your list of charges

gwynney

I have sent off my second letter now threatening court action over my claim for £6542. The first letter was acknowledged with the standard go away letter. I am planning on going through moneyclaim an reducing the claim to the small claims limit of £5k because having read this forum it sounds like the easiest option. Should I claim the other £1.5K seperately or just let it lie. Any help much appreciated

nel

thanks eviledna (wasn't that a character on willow the wisp cartoon, a tv on legs?):D :rotfl:

Is the print off of the calculator ok to send with the prelim letter?

Edinburghlass_2

gwynney wrote:

I have sent off my second letter now threatening court action over my claim for £6542. The first letter was acknowledged with the standard go away letter. I am planning on going through moneyclaim an reducing the claim to the small claims limit of £5k because having read this forum it sounds like the easiest option. Should I claim the other £1.5K seperately or just let it lie. Any help much appreciated

have a read of this thread...

http://forums.moneysavingexpert.com/showthread.html?t=309301

Fill_7

nel wrote:

thanks eviledna (wasn't that a character on willow the wisp cartoon, a tv on legs?):D :rotfl:

Is the print off of the calculator ok to send with the prelim letter?

hi nel.

if its martins interest calculator uve used, then yes thats fine. if its just an ordinary calculator with a till roll attached for a print out, then i wouldnt do it this way. with martins calc, it specifically lists the date of the charge and it works out the interst due to you. this way A&L wont be able to prolong the claim as thet have all the info there on one (or more) bit of paper.

hth

nel

thanks Fill_7 off to post office now:j

Fill_7

nel wrote:

thanks Fill_7 off to post office now:j

thats where i work!