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Claiming Loan And Mortgage Charges (merged)

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  • Miss_H
    Miss_H Posts: 27 Forumite
    anyone?

    Ta!
    *´¨)
    ¸.· ´¸.·*´¨) ¸.·*¨)
    (¸.·´ (¸.·'* ♥ Lou ♥

    Marriage is a life sentance in a prison called Misery. Duckworth, E. (2005)
  • SONIA79_2
    SONIA79_2 Posts: 44 Forumite
    I am having a go for them. just waiting to hear from my old mortgage company. Its worth a try!
  • SUFC
    SUFC Posts: 84 Forumite
    Miss_H wrote: »
    Hi,

    As well as current account and credit card charges, can you claim for any charges on a mortgage account???

    Ta!

    Hi,
    Yes you can claim from mortgage companies for such charges as late payment fee, missed payment fee,etc. I have just sucessfully claimed from Birmingham Midshires, was very easy, they put up no excuses or fight. Write off asking for a list of charges applied to your account same as you would for the banks & enclose the £10.00 cheque. Good Luck. SUFC.
  • HelFl
    HelFl Posts: 3 Newbie
    Hi all can anyone help me please?

    I have claimed back my bank charges and have now started on my credit cards - I am about to send out the letter stating that I am not happy that they won't give me a refund.
    My question is though - can I claim charges from a mortgage account?. The mortgage was with NatWest and they have told me that the charges aren't applicable to a mortgage account - is this true?

    HelFl
  • i managed to claim £27.50 charge on my mortgage for bouncing a direct debit - even tho i d notified them i d paid by standing order - when it happened they sent me a letter saying it was a none refundable charge and that it was for costs incurred - so i sent them the first template and i got it refunded first time i asked! result! all you can do is ask - only costs the price of a stamp xxx
  • Tanya_W
    Tanya_W Posts: 25 Forumite
    Hi There,
    Firstly I would just like to thank everyone on this site for such fgreat advice, I am currently trying to claim back £3800 from HSBC.
    I was wondering if you can claim back admin charges from Mortgage companies. We are currently in the process of switching mortgages and looking at past statements I think I have had quite a few admin charges of £30 each. Can these be claimed back like you can with the banks and catalogues?
    Thanx for your time.
    Tanya xxx
  • Hev2007
    Hev2007 Posts: 6 Forumite
    I have got all my bank charges back from my Halifax account but I want to know if I can claim the charges back that the bank have put on my mortgage account?
  • Hev2007
    Hev2007 Posts: 6 Forumite
    I want to know if charges on my mortgage account can be claimed back - does anyone have experience of claiming back charges made on their mortgage accounts back?
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    Hev2007 wrote: »
    I want to know if charges on my mortgage account can be claimed back - does anyone have experience of claiming back charges made on their mortgage accounts back?

    Not on a scale of 6 years but where letters have crossed in the post between me and the Halifax I have required and received return of the charges without arguement.
  • Mortgage arrears and other charges

    Can I claim my mortgage arrears charges and others costs thalifax put on my account? But I have close my account on 2002

    Can claim back 12yrs for Mortgage charges?

    thank u
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