LloydsTSB (merged)

Rex_Mundi

Tiggerhoney wrote:

Hi,
I am just about filing my claim for bank charges Lloyds TSB havnt replied to the 7 day letter, so i'm on the moneyclaim site do I put just a total of charges or do I have to write every charge for the 6 years as you only have 24 lines to write in, any help would be greatly appreciated as always

See post number 6 in THIS THREAD for guidance.

Tiggerhoney

Rex_Mundi wrote:

See post number 6 in THIS THREAD for guidance.

Once again Thanks for your help

bobster_3

Hi

have sent my first letter and used the template from here,alongwith my friend who banks with RBS. I havent received my statements yet (gave them the 40 days and they have cashed the chq) my friend has agreed a settlement!!!

Are Lloyds TSB a nightmare?????

DIANNE32

Hi i have received my statements from lloyds and sent the 2nd letter asking for my charges back which are just over 5K i sent the 2nd letter just over a week ago threatening to take them to court if they didnt respond in 7 days of receiving the letter. Haven't heard anything from them so i am going to take them to court:eek: and im not looking forward to taking a large company to court:eek:

KellyB

DIANNE32 wrote:

Hi i have received my statements from lloyds and sent the 2nd letter asking for my charges back which are just over 5K i sent the 2nd letter just over a week ago threatening to take them to court if they didnt respond in 7 days of receiving the letter. Haven't heard anything from them so i am going to take them to court:eek: and im not looking forward to taking a large company to court:eek:

Going to court can seem daunting but you are well within your rights to do so.

They are being unlawful by charging what they do.... so just remember that you're only getting your money back in a legal way!

Good luck

MonstersMummy

Well the 7 days are up and I need to get started on the claim. Although they rang me 3-4 times a day for the whole 7 days (:mad: ) I never received a written response.
One thing that has confused me, I had been notified of charges to come out today (£300 in total) but, despite the fact they normally take out their money before anything else goes out I'm still sat with £300 in my bank and not sure what to do with it!! Do I leave there just in case, if so for how long? Or do I presume that because of the letters sent that they are not going to take the money and I can use it elsewhere...some of it to pay for the claim against them!!!

Anyone else had this before?

DIANNE32

Hi
dont be fooled about the money still being there in your bank knowing lloyds tsb they will take it:mad: i bet if you look in your account now online they will have already got it!! ive just checked my account now and they have took £125 in charges off me and now im overdrawn again! so no doubt i will get charged for that too:mad:

DIANNE32

KellyB wrote:

Going to court can seem daunting but you are well within your rights to do so.

They are being unlawful by charging what they do.... so just remember that you're only getting your money back in a legal way!

Good luck

thanks for the support;)

lostcrusader

Sorry if this is the wrong thread to ask.


Any one know where to send the 1st Letter .

I have had the account closed for 3 years and not sure where to send the
1st letter to.

Is it local branch or London where Lloyds have the HQ.


Sorry to ask.

dunkwellington

Edinburghlass wrote:

Once the 7 days is up and if you haven't heard fom them, then yes you go on to the next step.

Just filled in my claim at MCOL website - any idea how long it can take from there - or does it depend on the court ?