LloydsTSB (merged)

Bibsy

My brother-in-law has just had news back from Lloyds that they are now willing to pay up IN FULL INCLUDING INTEREST (I don't have the exact amount, but I know it was over £3k).
This has given me hope - I hope it does the same for all of you!

alyssa_mae

nickmack wrote:

If you received a letter, it's likely you will be charged. Usually a date is specified when the amount will be taken. If that takes you overdrawn again, you are likely to be charged another £30.

The easiest way, is to either go into the branch or phone the bank and ask them politely to waive/refund the charge on this occassion.

If this doesn't work, you may need to get a bit heavier with them and write a letter.

If you wish, after you have followed the process, and if they still don't play ball, you can file a court claim and force them to refund the charge.

However, as it's a relatively small amount, it's likely they will pay up much sooner.

the same thing has happened to me. I have rang them and they are still going to charge me. so I have now sent off the 1st letter and are waiting for a reply. They are supposed to take the money out this thursday. I will wait to see what happens. Get the ball rolling and ring up politly complain and see what happens.

you would think with all these claims going they would drop the charges as soon as the customer complains.

aj1302

Has anyone tried to claim charges back from Lloyds Bank? Do you know if they close your account when you do. I am about to try and claim back £1,200 roughly from them in charges but don't know if I can claim the overdraft interest and what exactly I can claim . Can someone advice me. Thank you. :T

Edinburghlass_2

Plenty of users claiming from Lloyds! Have a read of this thread regarding what you can and can't claim, overdraft interest you can't claim.

http://forums.moneysavingexpert.com/showthread.html?t=304064

hugberto

hi

im trying to claim a small amount of about £200 from Lloyds TSB
mainly on general principal, but i hear that Lloyds often go all the way to court and whether it would really be worth it.

I heard from a friend that if you are missing some bank statements you can make a prediction of the charges for the last six years and claim even
more money back....is this true

Edinburghlass_2

If you end up taking any bank to court what you are claiming for must be accurate or your case will be thrown out of court.

Read the information here rather than listen to friends


tep-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

Claudie

There are plenty who have claimed from Lloyds without going to court - we did! Get a cuppa , get comfy and trawl around the pages here for help. It is worth every second you spend researching!

bigbird1971_2

Im about to start helping my friend to reclaiming her charges back from lloyds after winning my own claim.......two questions if anyone can help...

1. She has two account with them do we send twenty pounds for statements? Or include both accounts in one letter and just send ten.

2. She had a loan with them too which not sure payments are upto date and she doesnt want them asking for it back? She does have an agreement with regards to the payments on the loan.

Any help will be gratefull thanks

Edinburghlass_2

£10 cheque for both accounts.

Loan should be a different ageement BUT it should also be have been kept in "good order".

bigbird1971_2

thanks edinburghlass, shes coming round later so will find out what exactly her loan account is like.......if its bad would you advise not to risk going through with reclaiming charges...dont want to get her into any more financial trouble.