LloydsTSB (merged)

Edinburghlass_2

Stick to your timescale and when sending the "next" letter add in that you sent previous letter on such and such a date with no reply (assuming you get no reply)

teena0410

Thanks for the swift reply Edinburghlass! It does seem quite a common scenario and I was just worried it would delay my next step.

Thanks again,
Tina

welchy2006

I wrote a leter to my bank asking for my charges for going over drawn back. I got a reply withing 8 days saying they told me about the charges and that they were fair blah blah blah. What should i do should i send back the second letter threating them with court, or what can anyone help

welchy2006

I sent a letter to my bank lloyds tsb, asking for all my overdraft charges they have charged me back. I got a letter back within 8 days saying that the charges were explained to me and that they were fair. What should i do now should i threaten them with court or should i go through the ombudsman and get them to do it can anyone help

nickmack

welchy2006 wrote:

I wrote a leter to my bank asking for my charges for going over drawn back. I got a reply withing 8 days saying they told me about the charges and that they were fair blah blah blah. What should i do should i send back the second letter threating them with court, or what can anyone help

This is a standard reply. You've two choices.

You can either accept what they've said and give up or you can send the second letter and be a step closer to reclaiming what's yours.

Rex_Mundi

Follow the steps in Martins article, and send the next letter threatening court action. Your chances of success using this method are around 99.9% positive. This would also probably be a lot quicker than using the ombudsman.

markjamesgriffiths

Hi - Have just recieved a copy of the 'Acknowledgment of Service' Letter from Northampton County Court where Lloyds TSB's Solicitors have indicated that they will ' Defend all of this claim'....

Does Any one have any experiance of what has happened next to them....

Thanks
Markie:T

dunkwellington

Hi,

I sent a letter to Lloyds about 3 weeks ago and had a very prompt reply from their customer services dept in Andover stating why the charge and therefore why they won't repay. I sent off a letter to them last Monday advising them that if I didn't hear back from them within 7 days I would start court proceedings using Martin's template. I've not heard anything back, shall I go ahead or would you leave it any longer?

Thanks

Dunk

Edinburghlass_2

Once the 7 days is up and if you haven't heard fom them, then yes you go on to the next step.

Tiggerhoney

Hi,
I am just about filing my claim for bank charges Lloyds TSB havnt replied to the 7 day letter, so i'm on the moneyclaim site do I put just a total of charges or do I have to write every charge for the 6 years as you only have 24 lines to write in, any help would be greatly appreciated as always

Carol