LloydsTSB (merged)

jen1972_2

:eek:

missc wrote: »

Well i wont hold my breath for quick payout - there total tw*ts - faxed letter to SC & M on Monday i think it was or Tues, requesting payment by Fri otherwise i'll call enforcements - no call as yet and no money - although not yet friday i wont hold my breath

on a funnier note you may like this
just had LUSH phone call with LTSB - got letter as £16 overdrawing over overdraft - i was soo sooo nice and polite - went through all my details and he said "so your £16 overdrawn are you ringing to make a payment" i went "well actually no im not" he said "oh" i said im ringing to say that once i get the £3393.06 from LTSB i will happily pay back the £16 plus the £255 overdraft. He was lovely after that - i said my friends a solicitor so i dont wish to hear you telling me its not the case i Have judgement 9th may therefore 7 days from that it should be in in my account today and it isnt. he then took all the case details etc and was really nice - told him i know the crack and that banks are taking peee in paying it back to us when there quick to take it out of our account - he ended the call saying so just to clarify you are £16 over your over draft and i said yes thats correct and just to clarify you owe me £3393.06!!! lol oh also clafified they were NOT charging me any further charges and any charges / interest etc had been frozen until further notice!! result

Felt good to do that - they have a cheek

The court date thing is beyond a joke - i would be sooooo :mad: :mad: :mad: :mad: :mad: :mad: if i was you. dont know how your keeping your cool

fingers and all that crossed you at least get a date soon

yep you def my kinda person thats the sort of thing i would have said:T like you i haven't had any charges applied for past 2 months now not that i'm complaining, i'll wait til postie comes this morning and if there is still nothing i give them a ring and will let you know what they say....i feel like a mushroom kept in the dark and fed on bull****:eek:

theagent57

Has anybody heard what happened to the youg barrister chap who was taking natwest to court for charges and compensation, last i heard was that the case had been put back to early may to allow for more time

emmag_2

Hi i have started my mcol, which was due to be served on 16th may having waited for response from lloyds to my first two letters which of course they explain due to so many claims etc allow 28 days, i had no response to my second letter which is why i started mcol, i also had no goodwill £750 offered like some have although i keep checkin my bank, n holding my breath!!!, today though i did recieve a letter saying that they note i have started court proceedings and they have nothing to add to this, dated 15th may, two days for one letter quick when concerning ourt huh??? anyone else had this, lv em

MORE-MONEY_2

I sent of my statement for refund of charges to TSB for £525.00 .

I received a letter this morning from their complaints department saying they have acknowledged my complaint.

What I dont understand is why are they saying its a complaints when I havent complain if you no what I mean.

Is this standard practice?

Any advice would be appreciated.

adwozere

JIMBOB'S_MUM wrote: »

When I submitted my claim to MCOL in the 'claim particulars' I only wrote a breif statement saying that I wished to claim back charges which were unfair and disproportionate. Now I've read a few more posts I think I should have put much more detail in! I thought that I would only need additional information if and when I had to appear in court. Having read a few more posts I am now worried that if I have not been specific enough the claim will be rejected... can anyone help???

Hi
What I done was to send them details of the claim with my list of charges to the court (2 sets) with the letter below and one set to Lloyds TSB with a covering letter pointing out that this is what I had sent to MCOL and asking them to put the details with the claim.

I got this letter off the 'The Consumer Action Group community' web site:

The Court Manager,
Money Claim On Line
Northampton County Court
21-27 St. Katharine's Street
Northampton
NN1 2LH

Dear Sir/Madam

(Your Name) –v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.
Yours sincerely,




I hope this helps

nickmack

MORE-MONEY wrote: »

What I dont understand is why are they saying its a complaints when I havent complain if you no what I mean.

Is this standard practice?

Yes, often the banks refer to it as a 'complaint'

MORE-MONEY_2

nickmack wrote: »

Yes, often the banks refer to it as a 'complaint'

Thanks for that - I hope I get it.

blue_meany

With the Judge Cooke coming from Mars, can anyone give a real account of what happened to them when you got to court and the ruling went in your favour.
Did a defence team turn up or was it written and sent to the Judge?
How did the Judge sum up the case if he found in your favour?
What evidence and wording did you turn up with?

I ask these questions in hope that the answers will provide the impetus for people to carry on with their cases.

steve54

Can anyone tell me what to do next claimed £5000 charges from lloyds tsb they have offered 750 do i accept or carry on

missc_3

just been having a scoot about CAG site - was looking before i logged into the LTSB forum - all other bank threads had max of about 46 people viewing - LTSB had 157!! says it all really doesn it
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