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Fresh start for 2011
Comments
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It has been weeks since i last posted
The reason being... i am getting NOWHERE WITH CLEARING MY DEBTS.
There, i have come clean. I am repaying my aunty, i think i will have totally repaid what i owe to her in aprox 4 months. BUT, it is a big but.... i now have debts of aprox £7000 on ccs. These are interest free as i transferred balances, but that is the only good point.
So, i have effectively, shifted my debts from one place to another, and only repaying the minimum amount.
I am struggling and feel a fraud to write on here how little i spend on day to day things, i am not sure whether to continue my diary, but previously it helped to write it down, so maybe i shall. It will be pretty miserable reading though 05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
:eek:
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Not alot to say, but i intend to keep on plodding with my diary. Have lost focus with clearing my debts in a BIG way, really need to get back on track
No idea how to get started, will go back to the begining, add up what i owe and devise a cunning little plan to repay the lot....... need to be realistic, it is going to take 2 years at least.05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
:eek:0 -
aw i missed your last update, so sorry to hear you are feeling down about the debts have you posted your soa recently maybe there might be areas you could still cut down? Have you shopped about recently for gas & elec or broadband etc etc, i do it every 6 months to try and save a few more pennies. I hope you come up with a good plan to get back on track soon
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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I am back at Square One with Bl££dy money !!! In debt up to my eyes, i am awaiting the inspiration to clear it...........not happening yet, bit i will find it once again.
Good luck to all of those out there that are doing a better job of debt busting than me right now
05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
:eek:0 -
aww that's carp MC, come on here and have a moan, it'll make you feel heaps better and may even provide some inspiration xx Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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how are you getting on???? hope you're doing well hunni xxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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