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Fresh start for 2011
Comments
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Hi Abba, i opened a savings account on line to save my £2 aday for Xmas as i never trusted myself not to pinch the cash
I now have £84 as i missed putting it in for 2 weeks.
Hi Shelski, welcome to my diary- i cannot see how i will help you much asi am struggling at the moment to help myselfbut i will support you in your debt busting .
Hi Brizzle, yes i have been quiet. Been feeling really low lately and being constantly skint does not help matters, i just never seem to get anywhere with clearing my debts. I know this is not the case entirely, i am re paying my aunty the loan and will be finished by the end of the year. I just get sick of having to watch every penny i spend.
Felt really guilty at half term not being able to take the DC out for a day, it was really cold & miserable and the highlight of their days was walking the dog. They do not seem to mind and are really good but i would have loved to have been able to take them to the cinema or skating but with 3 kids it turns out expensive.
I still have no overtime at work, was hoping to pick up a couple of extra shifts a month to pay off the CCs, but no luck there.
I am still spending far too much on supermarkets. Have just finished an on line order for delivery tomorrow, did a 6 day meal planner beforehand so hope to stick to that and not need to nip to bloody Sainsburys, i am like an addict in there, go in and buy anything on offer :mad:
Well, what a miserable post, i apologise to anyone readingbut i do feel a bit brighter to get it off my chest. Need to nip into my diary every couple of days, been burying my head in the sand again.
On a plus point, it is a lovely sunny day, lets hope it stays05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
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you have a grumble whenever you want hunni it's what we are here for xxxxx
well done on the savings i need to hurry up and catch up lol xxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening MC :wave:
I can't believe i haven't ever posted on your diary! I've seen you on others and never come across yours till now
I will subscribe and try and read back over the weekend on the last 14 pages
Please don'e beat yourself up about your spends the other day. Boy, if you wanna see SPENDS go onto my diaryin one month i blew £984 over the budget just cos i was 'feeling low' :doh::doh::wall:
Anyway have a lovely evening and i'll catch up xxMortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Hi dfw321, You made me grin at your overspend !! Welcome, i shall have a nosey at your diary too05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
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Just awoke from a 40 minute siesta :rotfl:Was putting the ironing away and had the urge to lie on the freshly made bed and had a snooze!! Working nights does mess up my sleep pattern but my last shift was 2 nights ago, so cannot use that as an excuse!
Need to crack on with the tea, cottage pie today. I like to have it ready so can cook when DC are in from school. Will prepare 2 and freeze one for another day as the mince was 3 for £10. Then i can make Jamie Oliver burgers with the other batch of mince. Oh ! what an exciting life i lead..............05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
:eek:0 -
:j A little good news... a colleague has unexpectedly given her notice in, therefore work need 2 !!!!!! covering!!! I am able to work Sunday & Monday night as overtime, as these fall in February i will get paid the extras at the end of March :j Horray!!! The extra cash will go straight to paying the CCs. Really pleased as i would only be able to cover the minimum payments.05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
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Hi brilliant news MC..but the typo did make me laugh:rotfl:
Thats a stroke of luck..and see.. I think it happened cos you were posting more regularly
We like seeing your posts and we are here to help each other when we're low..so don't be a stranger!!!:D
I am really glad your DC are pleased by the small things in life...its the best upbringing you can give them..really it is.
Have a good weekend and keep on making yummy stuff from that mince!!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
haha! and why wasn't that !!!! (bleeped out) lol! have a good weekend MCMortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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OH MY GOODNESS!!!! I re read my post 3 times, not understanding what you were referring too...........:rotfl:Really sorry, SHIFTS I am covering SHIFTS:rotfl::rotfl:05/03/14 £15,980 0n 2 CCs
07/04/14 £15,690 On 2 CCs
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made me chuckle too lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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