Fresh start for 2011

mummychicken

I am sooo tired, slept awful today following my nightshift, will feed the DC and then have a nap.

At least when i am in bed i cannot spend any money Today was a LSD, £15 on petrol and 40p for the DC pick & mix !

Forgot to defrost the chicken breasts for the curry for tea, off to raid the freezer for a pre made meal to heat and serve........eat your heart out Nigella

mummychicken

:mad: OH Bu**er !! I wrote 2 cheques to DC school for activities before half term, never accounted for them, they were cashed today and have gone OVER my OD... AGAIN.:mad: When will i ever learn, it is a tight couple of weeks for me anyway as have a few family birthdays ahead , so i need the £25 fee like a hole in the head. Why can i not be organised ?

Off to stuff the potatoes for tea, take my frustration out on smashing the insides of a spud.....:(

mummychicken

The spring weather inspired me to do my spring cleaning today, plus the sunshine shows shocking smears on the windows So, i have spent a couple of very productive hours, vacuming, cleaning and polishing.......lovely looking home, for a few hours before DC are home from school !!

debtfreewannabe321

all i can see is finger prints all over my windows :eek: go away sun until i can be bothered cleaning them again!!!

Sorry to hear about the bank fee can you not call up see if they will let you off? did you pay money in to cover the difference when you noticed? I always call now to see if they can help me and they usually do....worth a try? xx

mummychicken

Thanks DFWB, i have E mailed the bank begging not to be charged so, fingers crossed.........

Well, where did spring go ??? It been a COLD , wet, miserable day today. I have been a lazy good for nothing all day, have shared too much Chardonay with lovely DH and have read chunks of my book...... fab read............ Into the Darkest Corner................. THRILLING

debtfreewannabe321

ooooooooh sounds like a fab day lol! wish i'd had the same ! Is the book called into the darkest corner or did you disappear into the darkest corner to read it away from the kids:rotfl:

mummychicken

Received an E mail back from the bank, re my charges- NO, they will not waver the £25 fee, so i am just going to have to learn from my mistake.

Yesterday i dusted off my notebook from the bottom of my bag, i used it previously for my daily spending diary and i need to start using it again and using cash too.

Today is to be a NSD, i do not need anything and am not going out so cannot be tempted to spend, i have a mass of E mails to sort through....hence, why i am logged on here

abba1772

that's pants that they're not wavering the fee, they make enough money of people struggling!!!

well done on the nsd x

brizzledfw

Ouch. Thats carp MC. I feel for you.

Also shared too much wine (SB in my case!) last week..trying for a cheaper week this time!!

very impressed by the windows...do you use wet newspapers to clean them? I haven't in years but my mum still swears by them!!

Did you manage a NSD? I was a LSD but as ever could do better!!

Brizzle

mummychicken

Nothing new happening here, especially on the debt front, i am trying to stop living in my OD but it never happens, just sick of looking at my statements and always having a minus sign in front of my balance

Feel low again if i am being honest, i do get like this, feeling really frustrated with myself over never having any money, i am too impatient, i know i have to be realistic and it will take time to be debt free, it just gets me down that i can never seem to break free, every week i end up paying out for something i never accounted for.

Miserable right now, then cross with myself for being so selfish as i have ALOT to be grateful for, a life full of things that money cannot buy, why do i let myself get low in mood so often ?