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Fresh start for 2011

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Comments

  • mummychicken
    mummychicken Posts: 351 Forumite
    Slept all day as worked last night & tonight, DC staying with grandparents so i can rest properly, do miss their noise and mess ;) but have had 2 NSDs !!!
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well done on the 2 nsd's x x x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • mummychicken
    mummychicken Posts: 351 Forumite
    Waiting for my on line shopping to arrive, cupboards look like Old Mrs. Hubbards at the moment :rotfl:

    Pottered about the house trying to catch up on some chores, feel too tired to do alot today.

    DC have played in garden quite happily, actually getting along with hardly any bickering.....fingers crossed it lasts.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • mummychicken
    mummychicken Posts: 351 Forumite
    CC payment due at the end of month, have sorted it to be paid by Direct Debit but just paid £20 off it too :)
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    you're doing really well with your debt, my fridge is very bare lol told the kids i'm not buying anything else in til monday lol......good job they go to there grans on friday night lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • mummychicken
    mummychicken Posts: 351 Forumite
    abba1772 wrote: »
    you're doing really well with your debt, ] Thanks abba, i am not so sure i am doing really well, when i updated my signature i was appalled how much my OD was, i have transferred the OD to a 0 % CC so am chipping away at that. It is good not battling with interest charges and OD charges each month ;) At least whatever i pay off the CC really is taken off the debt.

    Have a chicken in the slow cooker for tea, to be served with salad & new potatoes, all easy peasy.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • mummychicken
    mummychicken Posts: 351 Forumite
    Bought some fab swimwear and summer bits & pieces for half price at Tesco today, some were already in the sale so got them at bargain prices :cool:

    Been a lovely warm weekend, chooks have had a good free range while i cleaned their run. DC are keeping themselves entertained playing in the garden.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • LSD :) Took a walk to the park, packed a little pic-nic but let the DC loose at the icecream van, £4.50 for 3 ice creams !!! I am in the wrong job, would make a small fortone if i had my own ice cream van ;)

    DC chilling while i catch up on the bottomless ironing basket, again....

    Need to sit and pay some bills/ payments on line later, payday today so money in one hand out with the other :rotfl:

    Hope you all having a good Monday.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • hi MC was my payday last week, nothing left now....

    Am back after a week off, le sigh.

    nice to see you had a nice warm weekend.
    Trying to shift that debt!
  • Hi Skint, it is a shocker when pay day comes & goes, some months i live for payday :rotfl:

    Today i paid-
    Aunty (standing order) £450
    C.C (direct debit ) £33 minimum payment + £17 extra !!!
    C.C (direct debit ) £20 minimum payment
    Next Directory £10 (minimum payment of £18 was paid last week)

    I am therefore up to date with the payments but as i did a couple of extra shifts last month i have a little spare cash, i will leave this in my bank account as it has been so long since my account was in the BLACK!!!!!:D But also so i can overpay the CCs at a later date.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
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