Fresh start for 2011

mummychicken

BARGAIN TIP !!

Iceland are selling 2 boxes of Birds Eye fish fillets in breadcrumbs / batter for £3- good bargain as 1 box is £4.

Skint_but_Optimistic

Ooh I might pop into iceland and see what they have!

mummychicken

Plan for today is to catch up with an old freind for lunch and a gossip, totally ignoring the housework, that can wait until tomorrow.

Skint_but_Optimistic

we all need those kinds of days...

mummychicken

I resisted the Next on line sale today

I booked my slot to buy from the sale on line and logged on earlier, i had a good browse and realised i really did not need anything and i really could not afford it anyway! So, i logged off again This is quite an achievment for me as in the past i would spend purely believing i would be getting a bargain.

Had a nice lunch with my friend, spent £8.50 on latte and sandwhich.

Work phoned and they are short staffed tonight so i agreed to do the shift, will use the overtime money to put towards the CC 1 .

DC want pizza for tea, have a couple in the freezer so that is all easy enough.

abba1772

well done on resisting the sale....i used to be like that to but now I don't bother lol

Skint_but_Optimistic

Thats a good display of willpower MC !

mummychicken

NSD today as slept due to my night shift, have the weekend off but it is forecast rain, think we will take DC to cinema if weather bad.

Fish & chips for tea a treat from DH.

mummychicken

I woke at 5am and could not get back to sleep So decided to update my signature. I still have a way to go but i am glad i am chipping away at re-paying my lovely aunty, she was my angel offering to help me at the start of the year.

I need to clear the Next directory, not sure what the interest rate on that is but it certainly will not be low.

One CC is on 0% interest until September 2012 ant the other until December 2012, am paying over the minimum payments.

I transferred my OD to the 0% CC, was shocking how overdrawn i had become, nearly £2,000 But i have asked the bank to reduce my overdraft facility from £2,000 to £200. Do not want to use it but have it as a safety net incase anything goes wrong and i do not incur bank charges.

It is bizarre to not be overdrawn, i honestly cannot remember the last time my account was in credit (all be it by a very small amount!!) I know i still have the debt elsewhere but at least i am not paying awful interest charges for the debt

Well, kettle boiled for 2nd cup of tea this morning, it is actually nice to be up this early, the house is calm and quiet but the poor dog looks confused and shattered!

mummychicken

Gardening had to be put on halt this afternoon as the heavens opened, so opened a bottle of wine instead