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Fresh start for 2011

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Comments

  • mummychicken
    mummychicken Posts: 351 Forumite
    Hope you have all enjoyed the sunshine :cool: We fired up the BBQ today and spent the afternoon in the garden, the chooks loved it, had a dust bath in my bedding plants.

    Been a LS weekend, hope to have a LS week as back to work tomorrow night and never spend alot at work and because i sleep the next day i am not tempted to nip to the shops to spend money i have not got :)

    Still need to work out how much money i need to transfer to the virgin 0 % CC. I know my OD is almost £2,000 and Next Directory aprox £450 and then i need money for DC clothes, school uniforms etc. I need to make sure it is a manageable amount i transfer as intend to pay it off at £130 a month....... I think !!!! Really need to make sure i can cover the re-payments.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • mummychicken
    mummychicken Posts: 351 Forumite
    Spent £15 on diesel, £11.21 in Sainsburys, hope to not spend alot more this week.

    Simple tea of prawn salad tonight, it too muggy to cook, plus i am working so need something easy.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • i needed cereals but not sure whether the kids would notice a taste in the different brand,

    We don't have an Aldi but we have a Lidl. My kids love special k summer fruits but it does nothing for my budget. I grabbed a box of 'special flakes with red fruit' from lidl the other week.

    This week when I made the usual enquiry to what cereal was desired I was pleasantly surprised to be told to get some of that stuff from Lidl's :D
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • mummychicken
    mummychicken Posts: 351 Forumite
    I am absolutely shattered, had 2 busy night shifts and said i would do an extra shift tomorrow night :( I really do not want to but need that extra cash.

    Bolognaise for tea (made a few weeks ago and froze) so at least no cooking, so early showers for the DC, soak in bath for me and early nights for all !
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • You are working heavens hard. Hope the night shifts have gone ok.

    :-)
    Trying to shift that debt!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hi mummychicken :wave:

    just checking to see how you are getting on x x x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • mummychicken
    mummychicken Posts: 351 Forumite
    Hi, My sleep pattern has been all over the place this week, i have only been doing one extra shift a week!! It seems like alot more as i am always tired.

    Today i have a headache that i cannot clear, i have taken pills twice but still feel cr*p.

    Sorry for the moaning, i know the extra wage will be helpful but not sure i can do this often as a reduction in the OD is not as important as my wellbeing . :)
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Hope the headache improves quickly and you can enjoy some of the weekend.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • Hope your feeling better today.
  • mummychicken
    mummychicken Posts: 351 Forumite
    Thank you for your thoughts, the headache has gone, working night shifts is alot like jet lag, i do manage to cope well with my 2 nights together but because recently i have done an extra night my sleep has been messed up a bit... hence the bad head, but all well today.

    DC helped me to plant lots of bedding plants that my lovely aunt gave me, the chooks got a telling off though as they were pecking away at them too !! Was a lovely warm day, and DH again cooked a fab roast beef dinner.

    Do hope you all have had a relaxing sunday too :cool:
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
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