Fresh start for 2011

mummychicken

Just nipped into Sainsburys and came out £42.26 poorer :mad: I only wanted some salad and nibbles for tea because i am too tired to cook.

Worked last night, slept a few hours while DC watched a DVD, then they went to the park with my aunty. We all walked the dog through the woods and he decided to roll through fox poo Smelt really good on the way home ! He has been hosed down in the garden and smells slightly better :rotfl:

Way behind this week with the housework & never ending ironing basket, need to sort it but too lethargic today- need another lie down first !!

Skint_but_Optimistic

know the feeling, sainsburys is a money trap! Hope you at least got your nectar points. x

mummychicken

:j :j We are all off to the sunshine for our hols :j :j I doubt there will be much money saving going on but i am not too bothered !!! I know that is naughty but as a family we need this holiday, DH has been working away for soooo long now and it will be great to all be together. I have not got alot of spending money, but am hoping i will not need alot, i just want to relax, have fun with the DC and enjoy the break

So, signing off for now but will be back in touch after my hols :j

pennywisepoundstupid

Have a lovely holiday, its my one weakness and i think everyone needs them to recharge the batteries.

Skint_but_Optimistic

Have a wonderful time, just the ticket, eat drink and be merry x

mummychicken

Fab hols, but.... now back to work and the holiday is fast becoming a memory :cool: have recharged the batteries and it was so good to all spend time together, however i did spend over my budget

I am in a pickle (yet again ) with the old money problems, i never used my CCs (deliberately left them at home) but i did chip into the bank balance i had and so now my current balance is close to zero , but i shall not get low over it, i intend to knuckle down and stick at it. I have not got myself into any more debt but i have also not cleared any existing debts either, but the minimum payments have been paid.

I need to stick to a cash budget each week, keep my spending diary and work an extra shift or two at work.

Hope all is going well for you all.

Skint_but_Optimistic

Well, thats good youre not getting low about it, lets face it its been worse for all of us, at least now we know how to build it up again..

Lovely your jollies were good, Im just back from mine, washer is screaming for a rest!

mummychicken

Yes, my washing machine worked overtime too following the hols!!

DC all back to school tomorrow, i think the school hols went really fast and the DC never fell out with each other too much.

Plans for new school term:
*Walk the school run, with the dog (save me time having to walk him later in the day )
*Pack healthier, cheaper school lunches (no more bags of crisps or biscuit bars )
*Nag DC to sort their bags/ uniforms/ shoes the night before (no more frantic searching at 08.15 !! )
*Make smoothies for breakfast (no more throwing away the brown bananas )
*Cut down on the amount of TV the DC watch when they come in from school- they watch awful cr*P on the Disney channel & i am far too embarrased to admit how many hours of this they watch
*Stick to a meal planner, use the slow cooker at least 3 times a week (this will enable me to cook it in the morning and free some time later )

Of course, i also need to get on track with the money saving, have slipped up over the holidays spending on the DC, will go back to cash & my spending diary.

Skint_but_Optimistic

these all sound like healthier more positive plans.

pennywisepoundstupid

HI Glad you had a good holiday.

I will also admit to my DD watching way too much TV and its all american drivel with those awful whining voices.

Tv is banned in the morning and they have to lay out their uniform before going to bed and bag packed for any after school sports, they now know that if we get as far as the garden gate and a book etc has been forgotten then its tough its amazing how quickly they learn, i will go back for a lunch box though i'm not that mean.

Thinking of supervised packed lunch making, they make there sandwich and pack yoghurt, fruit etc, whilst i supervise whilst drinking my morning cuppa.