claiming fees back in northern ireland?

Frederick_2

Hi all, this is my first time on here. I was wondering if it is possible to claim back charges from a bank that you have already closed the account with, due to high charges. I also live in N.Ireland and appreciate the advice for banks over here, thanks

Edinburghlass_2

Yes you can claim on closed accounts and have a look at the website linked to above with regard to claiming in NI.

crispqueen

Hi - just thought I`d post here to see if anyone else has ever had their first court date sent to them and they live in Northern Ireland?
I`ve got a date for a Decree for Assessment against Nationwide in March and this could turn out to be interesting!!!
Please let me know if you had one of these and how you got on...:cool:

Edinburghlass_2

Have a read of this thread...

http://forums.moneysavingexpert.com/showthread.html?t=368365

crispqueen

Thanks Edinburghlass
I`m looking round for as much info as poss.Wonder what happened?

roguemale

Does anyone know if any different regulations apply to banks based in n.ireland or does the same process that martin has outlined apply? There are differing time limits for england & scotland banks , so is the law any different in 'god's own country' ,as we like to call our little principality'!can anyone help?

crispqueen

http://www.consumeractiongroup.co.uk/forum/
you`ll learn your stuff there

Will get back to you soon (and if I dont please remind me):-)

Denize

i sent a letter my 3rd letter to ulster bank telling them that i was going to take them to court, i recieved their reply this morning, telling me that i am not getting my money back and this is the banks final response to me on this matter.

Do i fill in the on line court form or what do i do next?

thanks

Denize

Jills400

Can anyone help please? ....I have recently moved to Northern Ireland but still bank with Barclays with an English branch even though there are no branches for Barclays in NI. I want to reclaim charges from them but don't know if I can claim the full amount through the English courts (£4 000 approx)or am I bound by Northern Ireland law and can only claim a max of £2 000.

Rugrat

Hi everyone,

I'm a beginner at this so here goes. My first question - has anyone out there been successful at reclaiming charges from the Bank of Ireland and who did you send the letters to in the bank. Secondly, i have a £200 overdraft facility on my account which i rarely have to use as my account is normally in credit. However, somtimes my account goes overdrawn by £20 - £30. When this happens i get charged an automatic maintenance fee of £8 as well as interest on the overdrawn amount and then they charge me for all my transactions for the previous three months which normally adds up to £30 - £40. I've never been overdrawn for more than a few days and never been overdrawn more than my overdraft limit of £200. These charges seem excessive to me can i claim them back?

Thanks in advance,
Rugrat