claiming fees back in northern ireland?

Jacqz

I'm still waiting for the reply to my first letter - and the 40 days is almost up....

Edinburghlass_2

Only a couple of Ulster reclaims in this thread.

OinksAce

Hi All,

I am from Northern Ireland and although i did check in the normal forum for this i didnt see any.

Which Northern banks close your account after making a claim?

Also i have CC which may claim of as well.

Barclaycard
Capital One
Morgan Stanley
Monument

Does anyone know if these companies close your account after making a claim?

Also does making a claim affect your credit rating?

Thanks

OinksAce

gael_2

I live in Northern Ireland but am trying to claim back charges from Alliance & Leicester. Do I use Northern Ireland Small claims court or Englisg small claims court?
I have search article and forum but can't find the answer.
Also I am claiming on 2 accounts with A&L - total £4088 - should I split into two claims if Northern Ireland small claims court as they only allow up to £2K?
Can you take it to court other than small claims becuase of amount or is this risky?
Appreciate help from anyone on this.

Thanks

Gael

Edinburghlass_2

Have a read of this website regarding NI and Scotland claims.

http://www.govanlc.com/jurisdiction.htm

You can claim via the English court system if you have access to an English address.

OinksAce

PandaPants wrote:

I got £90 off Ulster Bank and i only asked for £30!

Its worth a try.....

Hi Panda

Did they close your account after your claim.

Thanks

kcb1

hi
am in the middle of reclaiming charges of £749 fron BOI. Response to initial letter arrived 2 days after posting(!) offering "without prejudice " payment of £250 which I refused. I wrote template latter advising of my intention to proceed to small claims court if full amount not repaid within 7 days.

Reply by return post re-iterating £250 full and final offer. Am determined to take to small claims cout--has any one else had success???

stephen_reid

I have been trying to reclaim money from the Ulster Bank sent first template letter got no reply, sent 2nd letter got a reply saying that this was there final response to my matter and no offer on the £3000 i am trying to reclaim if i wanted to take it any further i should seek the opinion of the financial ombudsman service.

Want should i do now as i really dont have a clue should i send the letter telling them i am taking them to court,

HELP

scuppanet

Hi all. Martin says that I can only reclaim a total of £2000 if I reside in Northern Ireland. My questions:

1) - Does this mean £2000 per account or total amount reclaimable between all my potential claimants?
2) - What if I can't remember the account number of a closed account I long since had but may still be liable for a payout from these lenders?
3) - Are the form templates differently worded for N.I. claims and if so, where can I obtain these?

Many thanks in advance to all who can and do help me.

Kind regards,

Bob.

Edinburghlass_2

Read this website for help...

http://www.govanlc.com/jurisdiction.htm

If you are claiming on two different accounts do them separately. If you don't know the account number of a closed account send them your name, relevant addresses and date of birth and they should be able to trace your account.

Template letters are the same.