Debt free by Summer 2012 (if not sooner!)

garfield44

Hey DF,

Hope you have a lovely holiday and can sit and have a nice relaxing time. Try not to think about finances too much while you are on hols as you deserve a break as you have been doing brilliantly.

x

Kepp

Hi DF, just managed to catch up on your diary for the 2 months I've been away

Well done on the bonus and becoming OD free!

Hope you're enjoying your holiday x

DebtFree2012

Hi All!

I am back after 2 + lovely weeks off. We went away for the first week and then enjoyed being at home with the kids the 2nd week. Had a brilliant time, very relaxing and plenty of time to get thoughts together.

Have just paid all of my bills bar Virgin as have to call them now so will do at lunch time. Will see what I have left at the end of the month to pay to debt. In the mean time I am having as many NSD as possible however today won't be one as need few groceries for this week's packed lunches. My fridge has been well and truly raided and I can't replenish it quick enough!

I am beginning to think making packed lunches isn't the cheaper option after all lol!

Hope all are well - only a 4 day week to contend with.

x x x

Kepp

Glad you had a lovely holiday x

Woowoo

Hi DF

Glad you had a nice relaxing holiday

Only 3 more working days to get through now, this one is almost done! x

DebtFree2012

Hi All

Another day in! Feels like at least dinner time but it's only 10am! I am starving.

Didn't get chance to call Virgin yesterday so will do today.

Spent £20 in Asda yesterday on the lunch box items and things needed so ok for until the weekend now. Will need milk and bread next week probs.

Feel very tired today!

x x x

DebtFree2012

Oh Oh oh how could I forget - I had a 4% pay rise which takes me over the next 1k mark - was very pleased!!!

Of course extra cash goes to debt busting.

x x x

Woowoo

Great news on the payrise DF, well done for allocating it to debt busting as well

DebtFree2012

Morning All

Changing my strategy for this month - instead of making small payments I am having as many NSD's as possible and paying the remaning at the end of the month. Let's see how it works. I will still be making mini payments in the future but wanted to see how this works this month as it's going to be tight so don't want to sell myself short.

My senior boss is over today so everyone's dressed smartly and doing things properly which annoys the hell out of me as shouldn't people be doing that anyway!

This weekend my daughter's going to help me do some batch cooking. Low fat things and lots of HM ready meals to just take out and heat up (cottage pie and such like). Looking forward to it as after 2 weeks off, being back at work's a shock to the system and missing them both like crazy. My son's 11 months so he will watch us bless.

Getting up at 530 is also a shock to the system!!!!

x x x

**Kat**_2

Congrats on the payrise - that is great news, especially in this climate!! I hope I get one this year, for the first time ever so I have money I can defanitely (sp?) throw at debt each month as I have coped without it for so long I can of course do that!