Debt free by Summer 2012 (if not sooner!)

DebtFree2012

Right - 61p sent to Virgin.

Woowoo

Well done, how much do you owe them?

DebtFree2012

7275.61

well, minus the 61p now lol

x x

Woowoo

If only they hadn't of given us such high limits

**Kat**_2

Good idea and well done on the payment . I'm one of those who is paying off the small debt first, I will feel happier when it's one loan left and I can throw all money at it without worrying something else is going to come out. I also need to see results which I didn't until we cleared SWALEC and the surprise NPower.

I think it's wiser, however, to pay off the debt which is costing you the most money first. Can't take my own advice as that for me would be my loan!

DebtFree2012

Morning all

Well went to Mr T's last night and came in slightly over budget but will resolve that today. I think i have everything for the hols now and if i don't, tough - will make do.

Also have a lunch meeting today which we're buying own lunches (not a worky thing as such as meeting up with old colleagues) I put it off last time but can't really this time. I will have water and cheapest thing on menu. Should be ok. i have a £20 note which am going to get changed before we go as otherwise I will end up putting in more than I will owe - I always seem to get stung like that.

Feel fairly organised this morning as put washer and DW on before left and tidied up etc so it's nice to go home to. Most mornings I tidy as I go and it gets left as it is for the night which can be totally tidy or not!

Feeling a bit out of sorts this morning though as not seen much of DH so need to set that right tonight. just been that busy between us been like ships in the night. So plan tonight is to get kids fed and daughter to grandma's as once fortnight she sleeps out and baby in bed while DH dropping DD off. Do any jobs asap and sit down together by 730 ideally. Hoping it'll be nice night.

How is everyone today? 2 more sleeps then hols for me!

x x x

DebtFree2012

**Kat** wrote: »

Good idea and well done on the payment . I'm one of those who is paying off the small debt first, I will feel happier when it's one loan left and I can throw all money at it without worrying something else is going to come out. I also need to see results which I didn't until we cleared SWALEC and the surprise NPower.

I think it's wiser, however, to pay off the debt which is costing you the most money first. Can't take my own advice as that for me would be my loan!

That's my thinking re the costing the most. I am paying most interest to Virgin so I want to change that. Knowing me, once the interest comes below the others I will change structure anyway - but as long as I am paying it off every month to the most I can then hey ho, life's good.

In fact - I am going to find out when that'll be!

How are you n your finances going?

x x x

DebtFree2012

Locked myself out of online banking for CC - HOW! I use it daily - same password and it just wasn't accepting it!

So now i have to call them to get it unlocked as can't do it online as wants details off my card which I don't have as it's cut up!

Great! Telephone banking for a while as in open plan office so can't call to speak, will just press the buttons lol.

Woowoo

What a nightmare DF, hope you get it sorted soon.

**Kat**_2

That's not good! I hope they sort it out for you.

Me and my finances are up and down like a rollercoster - we will be back on track after payday, had an issue with Npower which is set out in my diary (don't want to clog yours up) but just a blip, nothing that can't be sorted!