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Debt free by Summer 2012 (if not sooner!)

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  • Morning hun,

    We did get to York and it was truly fabulous. I love it there and a good day was had by all. One for the memory book :)

    We had the horrendous winds Sat night and Sunday then yesterday too. I thought our offices at work were going to take off!!! No such luck - they are still here this morning lol.

    I have to decide if I want to do the training online or go away and do it but I don't like leaving the kiddiwinks or hubby - we'll see.

    We're going to the Lake District in April and i can't wait - hired a cottage on a camp site (huge acres of fields so not over crowded) and I can't wait for that either. This is what appreciating hard earned money does for you! Lol. This debt busting really has given me a new appreciation!

    The week's are flying by - I can't believe how quickly things have been happening. I am loving being able to make small payments as it feels like I am doing something inbetween the big monthly payments.

    Back soon - hope everyone's having a joyful day

    xxxxxx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • £1.06 paid to EVIL CAP1......I will beat you!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done DF, it will feel so good to see the back of Cap1 x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    OMG I have bit the bullet and added on Next and O% loan to total amount of debt on sig which has sent it soaring up. TBH it's the CC's I want shot of as they're crippling me with their interest however this is the true total of everything I owe to anyone in the world (that i know of lol! hehehe )

    I wanted Next on as this will be gone by August so will look good to see that crossed off.

    Need to update my Olympic membership thingy-me-bob

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • rachelww1
    rachelww1 Posts: 680 Forumite
    Well done :T. I'm the same, I'm more focussed on paying off my 2 remaining credit cards which is about £8k of my debt. But in for a penny as they say. 2 and a bit years to go, then it's all paid off :beer:. We'll get there in the end hun x
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Right I have updated sig after much chew with it saying i had too many lines grr. Lol.

    The figures are prob bt screwed but will sort it all out when get paid so will have month 2 on spreadsheet to get true figure as last month's payments were all over the place.

    Plodding along!!! Wish I could run but finances not allowing it!

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Forgot to say!

    Found 5p in washing machine!

    Going to pot to pay in when I can get to bank (currently 23rd Feb - OCD or what!)

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done for posting up your total DF, it's all got to be paid back one day after all x

    Only 2 and a bit weeks till pay day for me :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Very true - 18 more sleeps for me.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • £1.11 paid to EVIL CAP1!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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