Debt free by Summer 2012 (if not sooner!)

DebtFree2012

OK on the 11th Feb i am due payment of £21.76 so this will be going to petrol.

So on monday I can put £20 in and use the friday's money for the following monday. That leaves me £15 to find which I think will have to be on CC.....will see nearer time.

Need to sell something else or come into some money!
x

rachelww1

Could almost hear your mind ticking away then as you thought that through :rotfl:

Hope your daughter has a lovely birthday x

DebtFree2012

Have juggled finances and upped my food budget by £20 a month which doesn't sound much but makes a huge difference.
I will have Next cleared by July's pay and paying £100 a month to that. Will then save that £100 a month for Xmas and birthdays which we have loads of at the end of the year. Good stuff.

Also - I am paying £200 fixed a month to Cap1 which is overpaying each month and £150 to Virgin which is reducing that too as the interest will put me over limit if not careful so need to chop it down. This won't have me debt free by Summer 2012 but it may help me mentally!

x

DebtFree2012

O lord, have to use a works credit card for some business use.....don't want to - thought of it makes me feel sick. They pay it back etc to me and I pay it off but last thing I wanted!

x

DebtFree2012

PS Forgot to say the reason is they are paying for me to gain qualification for what I do so it's globally recognised (which is fab for me in long run) but the thought of having to use a CC overtook - how bad is that!!!
So i am pleased for the opportunity! It's course them exam - lets hope I pass lol.

x

Woowoo

That's a great opportunity DF, of course you will pass

rachelww1

It's nice that some employers still have faith in their staff, and pay for them to better themselves. Grab the opportunity with both hands, you're very lucky that they are doing it in this financial climate. I'm sure you'll pass with flying colours :T

DebtFree2012

Thanks guys - I will make sure I do as it'll benefit myself and family in long run and I am lucky to have been offered it as you say rachel.

Fingers crossed this is the luck of the year starting!

We're supposed to be going to York tomorrow - we have really strong wind's here today so I hope it doesn't turn into a storm as we may not get there. Our building's some sort of cabin type thing - supposed to be for temporary use but they are keeping us here for, well years so far, and it seriously feels unstable in this wind lol.

I am leaving at 4 so hope it stays grounded til then!

Going to see what I can pay off Cap1 as had enough of work for today hehehe

xx

DebtFree2012

1.94 sent to Cap1

**Kat**_2

Well done on the payment and good luck with the course. xx