Debt free by Summer 2012 (if not sooner!)

DebtFree2012

Accounts ok except I think I made a mistake yesterday. Transferred £20 to Barclays as I knew £20 was coming out. Then £20 came out of Lloyds so I think I got accounts wrong way round....I hope so as I have sent it to Lloyds now so it something tries to come out of Barclays it'll bounce! Watch this space lol.

I have decided I am not making a lunch for work for a few weeks as having fruit loaf for dinner instead while i lose some weight - works out cheaper too. Very boring and I will get plenty of fruit and veg for tea but i know it works for me. Watch this space again lol see if I lose anything (except the plot!)

xxx

DebtFree2012

Wahoooo!

:jDancing round the office!!! Although no ones knows what's going on lol.

I have phoned them and they were reading my email as I spoke lol - they stopped me mid flow and said no problem, don't sweat it. There are nice people in the world!! :beer:

So I need to call and pay them on pay day which is no problemo!

Fantastic - am so pleased!!!!!

:j :rotfl: :T :A

OK - overkill on thew smileys but it's required!
x x

Woowoo

That's fab news DF, all those positive vibes did the trick

**Kat**_2

Yay I'm so happy for you xx

garfield44

:j:j:j:j:j:j:j

rachelww1

Yay :j and now you can look forward to the holiday without worrying x

Yargo1

Loving your diary. keep up the motivation as its keeping me going too!

DebtFree2012

Awww how loooooovely!!!! Thank you all x x x

Today, the sun is shining and Spring's a coming!

This morning went....well let's just say....wrong! But that's now in the past so forgot about it.

Checked accounts and looking ok.

Need to see what I can pay this morning when I get chance.

Can't wait!

I will get rid of EVIL CAP1 soon!

x x x

DebtFree2012

£7 sent to EVIL CAP1!!!!! WHOOP!

I rounded my figures the other day to 00's instead of pennies. Today my Cap1 was at 4227 so I was going to pay £2 to take to 4225 but paid £7 as can afford it now with holiday etc waiting until next week. Excited!

That's £7 more they can't charge me interest on!!! YEY.

Also I will be interested to see what my interest payment is this month as I have paid quite a bit over (in my pound payment terms) than the minimum so wonder how it will affect it. 5 days and I will find out.

Bitter sweet feelings to getting CC statments!

Off to update my spreadsheets.

x x x

rachelww1

Well done :T. Lets hope the interest has gone down dramatically. I'm hoping my bcard interest has come down too, from over £110 a month :mad: