How much can you save?

JimLad

Lokolo wrote: »

My friend put a betfair thing on which was 'Against the Odds' type thing. £2.50 in. £395 out as his bet was on mon meme. !!!!!!!.

I had mon mome in the work sweepstake! £40 in the pot!

Masomnia

...and I don't gamble. Sad times Although I did buy RBS shares a few months ago, which amounts to the same thing haha!

Happy birthday to meeee! Got a cheque for £50 from my dad which is going into the savings pot just as soon as I can get to the bank. Need a hair cut though, and some new jeans, so I don't know how far that money's going to go!

Good news too, my final rent payment for the academic year goes out on the 14th, and then I get my loan & grant through on the 27th, so a massive bump up for the old savings

Sounds like you're all doing well! Hope you're all having a lovely Easter, whether faith based or chocolate based, or a bit of both!

JimLad

Well it was payday on thursday, and even though my direct debits havent gone out yet ...i know what they will be so will count them in my update

Savings for this month:

£500 into my Halifax regular saver
£300 in to my Abbey esaver

Bringing my grand total so far to £9550! Im almost half way to my target!

Im still waiting on my abbey ISA to transfer to my new halifax fixed isa. Does anyone know if i can fill my halifax isa with this uyears allowance before the transfer of previous years has happened?

Baldur

JimLad wrote: »

Does anyone know if i can fill my halifax isa with this uyears allowance before the transfer of previous years has happened?

You could have subscribed your 2009/10 allowance as soon as the account was opened, the transfer is irrelevant as far as that is concerned and can take place at any time.

JimLad

Baldur wrote: »

You could have subscribed your 2009/10 allowance as soon as the account was opened, the transfer is irrelevant as far as that is concerned and can take place at any time.

Excellent! I will transfer it now then!

Still think im gonna phone them up on tuesday and make sure the transfer is in the system though

cookie9

Hi all, well done to those wo have opedned their ISAs already. I am trying to decide whether to go for RBS 3.5% with £3,600 or FD 7% at £300 per month. Not worth upgradging my RBS account to Gold for extra interest as already have travel insurance although if anyone is a pensioner or knows someone who is RBS Gold is a pretty good rate once you take in cost of the travel insurance especially for over 70s.

Trying to have low spend week so going to check for cheap theatre tickets and look for 2 for 1 deals. Not shopping for clothes as once again have been visiting parents and looking out my boxes at the top of the wardrobe. This time found nice floral top and a couple of vest tops. :j

LucyTheDwarf

I have decided to not spend another penny til May (petrol excluded, as I need to be able to get to work, though hopefully I wont need to fill up again this month).

I don't know if I'll manage, but it's good to set a challenge, I guess.

Sixteen days to go!

clearing_out_my_pockets

I'm in a predicament as I have two things I am saving for, PLUS my salary is being reduced from next month. I'm inclined to keep my standing order for my house savings as they are and throw every 'spare' penny I get into the wedding fund. It doesn't help that we still don't know how big the reduction is going to be.

Masomnia

LucyTheDwarf wrote: »

I have decided to not spend another penny til May (petrol excluded, as I need to be able to get to work, though hopefully I wont need to fill up again this month).

I don't know if I'll manage, but it's good to set a challenge, I guess.

Sixteen days to go!

Wow! That would be impressive. That's the kind of thing I think I'm going to have to do. Have you stockpiled food etc? Or is it just on non-essentials?

alohahawaii

LucyTheDwarf wrote: »

I have decided to not spend another penny til May (petrol excluded, as I need to be able to get to work, though hopefully I wont need to fill up again this month).

I don't know if I'll manage, but it's good to set a challenge, I guess.

Sixteen days to go!

i'd love to join you but i've already spent 75p to send something back by recorded delivery lol.
Might try and not spend anything until pay day 25th.
I need to get back on track. set up my barclays isa yesterday.

does anyone else have a few savings accounts dotted around with nothing in?
do you tend to close them to tidy up or leave them?
surely it wouldnt affect my credit rating closing accounts i dont use?

i have a regular saver at barclays that i dont use. an e saver that i do use and a new isa.

ing i have a saving account for holidays (never used)
car (never used)
and old isa.