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How much can you save?
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This month I saved £800 and cut back quite a bit on spending, taking a my own lunch to work most days.
I'll be spending £368 on my gym renewal on Sunday though so next month will only be able to save around £450. I used to pay £40 a month and two years ago they offered a £348 offer for two years. That was running out in a couple of months and I was expecting and had budgeted for it to go up to £40-50 a month again. But they've offered me the offer of £368 up front for two years memebership, which works out to about £16 a month. So that's a long term saving in a way.MFW 2015 - #88 £3,345 / £3,500
MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
Opening Mortgage Balance (15th July 2010): £200,999
Current Mortgage Balance(2nd July 2015): £150,999
Total overpayments to date: £30,292.00
Updated 19/05/20150 -
But do you go to the gym???0
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Yes 3 times a week, mainly without fail. So i do see it as a saving on rather than something I can cut out completely.MFW 2015 - #88 £3,345 / £3,500
MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
Opening Mortgage Balance (15th July 2010): £200,999
Current Mortgage Balance(2nd July 2015): £150,999
Total overpayments to date: £30,292.00
Updated 19/05/20150 -
Ha jolly good.
I'm a fatty fatty student (although I'm not fat at all woop!).
Just opened a 1 year fixed ISA with BM at 4.2%. I think I will transfer my 07/08 Egg ISA in there.0 -
Looking good everyone!
I have a massive old 10 litre whiskey bottle full of coins i need to count and take to the bank but i cant muster up the enthusiasm. I bet the bank wont want all those coins at once either!Mortgage Free 22/03/17
MissWillow is my OH!0 -
Looking good everyone!
I have a massive old 10 litre whiskey bottle full of coins i need to count and take to the bank but i cant muster up the enthusiasm. I bet the bank wont want all those coins at once either!
That's going to take ages to bag up!ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0 -
Looking good everyone!
I have a massive old 10 litre whiskey bottle full of coins i need to count and take to the bank but i cant muster up the enthusiasm. I bet the bank wont want all those coins at once either!
Oooh my mum and dad used to have two giant whiskey bottles that they put coppers into when I was little, they were as tall as me :rolleyes: I used to LOVE it when they got full and we could pour it all out onto the living room floor and spend the next 3 hours counting itMother, wife, scientist, analyst.
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I would do it for you for free.... do you live in Bucks or Staffordshire???
My days are very boring at the moment, no uni work as its beginning of the semester!0 -
Well im half way through i think. Up to £25 and counting....
Do you take comission for your coin counting service lokolo?
Pizza break time i think.Mortgage Free 22/03/17
MissWillow is my OH!0 -
Gah this week has been expensive! I've re-budgeted and I'm trying to cover all my costs except rent with £60 per week. I take ten pounds out of that per week for gas/electricity and telephone/broadband so that leaves £50... spent waaay more than that, as I've had a lot of initial outlays for the year like TV licence, so I'm going to try to spend less next week.
I'm feeling more and more desperate to make my target now! Getting to £5k was such a good feeling that when I finally get to £10k it's going to be sooooo good.
Although, things are going well with this girl I know, so maybe my finances will take a sudden turn for the worse in the next few months“I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse0
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