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Credit Card Freebies Article Discussion Area

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  • Chuffy
    Chuffy Posts: 1,254 Forumite
    Got my wine yesterday.
    Thought I'd dropped on and got 12 due to the size of the box, but sadly it was just too much packaging.
    Still 6 free bottles of wine though. Hurray!
  • Hi there everyone. I'm completely new to credit cards, and I am interested in the Sony deal, getting 4000 points after you spend on the card (planning to buy a £3 book from play.com).
    I just wanted to know, after i have bought my book, been allocated my points, paid off my card debt of £3 using my debit card, and received my chosen item from the shop, can I then cancel the card? If not, can I simply not use it again, cut it up, I wont incur any charges in the future will I?

    Sorry for asking such a newbie question. But I didnt want to do it without knowing what was going on.
  • I have come across this site http://www.claimbackmoney.co.uk/index.php/Credit-Cards/Credit-Card-Claims.html. I am not sure if this true or not. I am surprised it has not been mentioned here. My god if it is true then lets party.:beer:
  • First post so be kind M&S are offering a free case of wine, when you sign up for a credit card and use the card, no minimum spend, and can only be accessed from the following link.
    http://www2.marksandspencer.com/wineoffer.html
  • Thank You Bobertiebob, it also appears to have a 0% on purchases and balance transfers for the first 6 months. I have just set up the halifax 10 months 0% on all purchases otherwise this would be an ideal card. Would be good for anyone coming to the end of their 0% purchase offer and use the 0% balance transfer facility and still have 6 months more of 0% on purchases. Good Spot!!
  • EllyW
    EllyW Posts: 5 Forumite
    Just came across this on the M&S Website. Apply for the M&S Card, spend on it (any amount - no minimum) within 4 weeks of receiving the card and you will get a free case of wine.

    Link is here:

    http://www2.marksandspencer.com/wineOffer.html?extid=0806266a

    Added bonus is 6 months 0% purchases...

    <sorry Bob - just saw yours after posting>
  • LongTermLurker
    LongTermLurker Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EllyW wrote: »
    Just came across this on the M&S Website. Apply for the M&S Card, spend on it (any amount - no minimum) within 4 weeks of receiving the card and you will get a free case of wine.
    It gets excellent reviews :rolleyes: - http://www.winelog.net/wines/wine/39102
    Upon first sniff, I thought I detected a hint of pecan and some herb I can't quite put my finger on, but was quickly overwhelmed by the high alcohol content. The taste didn't really give me a lot of spice, although I did get a little black pepper. I found this wine to be a bit off-balance, given the high acidity and lack of tannin. The finish is long, but not particularly pleasant, in fact, it reminded me of tire rubber. It seemed to improve a bit as it breathed, but not so much as to make me want to buy another bottle, or finish this one.
    Think I'll give this one a miss
    You've never seen me, but I've been here all along - watching and learning...:cool:
  • I have the above card, and have already qualified for the 20,000 Diamond Club miles. Does anyone know, that if I cancel the card, then re-apply in say two months time, if I would be able to get the miles again added to my 'account' ?
    Thanks
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    supamart wrote: »
    I have the above card, and have already qualified for the 20,000 Diamond Club miles. Does anyone know, that if I cancel the card, then re-apply in say two months time, if I would be able to get the miles again added to my 'account' ?

    Extremely unlikely, IMO. Normally, if you close down an account, you lose your entitlement to unclaimed rewards.
    People who don't know their rights, don't actually have those rights.
  • Moggles wrote: »
    Originally Posted by supamart I have the above card, and have already qualified for the 20,000 Diamond Club miles. Does anyone know, that if I cancel the card, then re-apply in say two months time, if I would be able to get the miles again added to my 'account' ?
    Extremely unlikely, IMO. Normally, if you close down an account, you lose your entitlement to unclaimed rewards.
    Unless they've changed anything over the last couple of years, the credit card and "myBMI" were separate entities - you could close down the CC and keep your myBMI account open (I did). If you close the myBMI account, any points are lost.

    So if the offer is still on, and they accept you, and there isn't a rule to say points can only be added once, then you should be OK.

    edit - mine wasn't the BMI airmiles card, but an ordinary BMI cisa/mastercard which put points into a linked frequent flyer program - sounds the same, but wasn't classed as an airmiles card I don't think.
    You've never seen me, but I've been here all along - watching and learning...:cool:
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