I think I'm slowly getting back on top of things (again)...

jet77

I've just rung the insurance co. and they hv rcvd the proof of my no claims bonus. I asked when I would receive the check for the 680 I've had to pay up front and they said that they are looking in to it and will give me a call next week. I'm crossing my fingers and hoping that they are looking in to the payment and not the no claims bonus.

jet77

OMG!!!! It's been bugging me all day why the insurance co. said they would ring me next week so I rang them back and spoke to the most lovely man in the whole world who told me that the cheque was actually dispatched on Monday by first class post and should be at the house as I type. I have just texted the tenants to ask when Ian go and get the post

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

(why cdnt the muppet I spoke to this morning hv told me that?:mad: )

jet77

I'm going to clear my Halifax CC and my HFC loan so that all my debts in one place. Yipee!!!!!!!!!

jet77

Right.......... todays debts are:

Halifax OD = 2457.56
Halifax CC = 176.87
HFC Bank = 494.33

Credits = 120 Quidco:j

Total Debts = 3008.76 :rotfl: :rotfl: :rotfl:

(got to laugh!!)

The mortgage co. didn't receive my mortgage hol application so I've had to pay that too - however I think it may be best in the long run.

jet77

Oh Dear

I'm not doing very well at all. I've been really depressed and have just been silly with money. I started crying about 2 weeks ago and can't stop!! :eek:

My debts are now at about 3600 - I promise to work out the total soon. I've just seemed to have lost it this month. I haven't done anything towards the Olympic Challenge and failed miserable at giving up money for lent.

I would usually describe myself as a positive person but I just feel really sad right now I need to have a complete life overhaul and really think about what I want from life and where my life's heading. But I'm on the right tracks - I just need these bleeding water works to dry up!!

Luv Jxx

ZTD

Sadness is water soluble. You cry to wash it out of you. When the sadness has gone - you'll stop crying.

Don't worry about it - it was bound to happen. Just get on with planning your life - and stop using retail therapy...you know it doesn't work.

Hope you feel better soon. :grouphug:

jet77

Thx ZTD :beer:

I'm determined to get focused (again..... isn't that how I started this thread last year about 7 months ago :rotfl: ) anyway, I'm going to set myself a new challenge to run alongside the Olympic Challenge - I know smwhere earlier on I posted that I'm going to take it slowly, but I need to shift these debts n move on :rolleyes:

DEBT FREE BY THE END OF 2007

As my current debt stands I must pay off a grand total of 421.07 p/m which is 97.17 p/w.

Starting with a debt of 3789.59 and working backwards starting on Fri 30/03 and posting every fri as I smtimes do to keep myself on track.

Right I'm off to do s/sheet n include it in my sig - I guess the MSE bug is just biting me right back on the bottom again :rotfl: :eek: :rotfl: :rotfl:

jet77

I've decided on 100 pounds a wk coz it works out that I will be debt free by 21/12/2007 providing I've got the figures right this time.

I'm going to start on Fri n would really appreciate any support to keep me going - yes I know it's for a whole 9 months, but I keep slipping - as u can see from my thread and I need to stay motivated really badly!!

jet77

I've closed my Halifax credit card by paying out of my overdraft - just got to keep going now...

kathfisch

Good luck with your challenge jet, what a nice christmas present to be debt free! :T