I think I'm slowly getting back on top of things (again)...

jet77

I've just placed the first part of a matched bet - think I didn't do it quite right but am hoping to get some good advicefrom the experts on the MB thread any time now. I opened a William Hill account through Quidco so am hoping to get £15.25 cash back from them as well as the profit that I'm hoping to get when I place the 2nd part of the bet.

jet77

OK ....So things look worse than last week childcare over the Easter holidays and the Easter holidays themselves haven't helped :rolleyes:. I've still got my TV license of £142.50 to pay as well :rolleyes: and buildings and contents of £126 to pay at begining May

I finished off the first MB (£23.16 profit :j) and have placed the 1st part of another one - this one's for £50 so am a bit nervous.

I'm going round to a friends house next Thurs and am going to photograph and list all the clothes that no longer fit me (have accepted that I'm not going to be a size 12 again anytime soon :rolleyes:). She's got a manequin (sp?) so hopefully they will look better and sell for a few more pennies.

Anyway ..... this is how things look at the mo ....

Quidco + 132.25
Betfair + 146.66
Bookies + 50.00
TOTAL CREDIT - +£328.91
Overdraft - 1,497.18
Credit Card - 1,227.37
TOTAL DEBIT - £2,724.55
TOTAL DEBT = -£2,395.64

jet77

Debt:-
Overdraft: 1257.49
Credit Card: 1227.37
Total: £2484.86
Credit:-
Betfair: 115.99
Quidco: 172.25
Total: £288.24

Total Debt = £2,196.62

jet77

Debt:-
Overdraft: £929.31
Credit Card: £1215.10
Total: £2144.41

Credit:-
Betfair: 115.99
Quidco: 172.25
Total: £288.24

Total Debt = £1,856.17

jet77

I finish work on 8th and haven't got another job to go to. I've calculated that I should have £40 a week for shopping, petrol and misc. I'm going to do an OS weekly menu plan and shopping list so that I can come in within budget each week. I shouldn't need much petrol because I'm planning on walking as much as poss.

jet77

I have been very lucky and found another job virtually straight away so my finances hopefully won't look as bad as I thought they micght do.

OD's = 839.81
CC = 1067.66
Total debit = £1,907.47
B/fair= 115.99
Quidco = 173.19
Total credit = £289.18
TOTAL DEBT = £1,618.29 :T

Definitely going in the right direction :D:D

jet77

I've had loads of expenses on house and driveway and drop in income so my debts gone way up there again :rolleyes:

Overdrafts: -£3,003.51
Credit Card: -£1,070.27
DEBIT - £4,073.78

Quidco: +£36.50
Betfair: +£115.99
Paypal: +£0
CREDIT +£152.49

TOTAL DEBT: £3,921.29

!!!!!!!!!!OUCH!!!!!!!!!!!

jet77

Painful month as car failed MOT badly and is not worth anything. I've therefore had to fork out for another one which hopefully will be used for business later on and pay back some of the money it has cost! I have however finished my Christmas shopping with the half price Tesco online toy sale and paid all annual bills as far as I can.

Overdraft = -4,355.44
Credit card = -1,024.51
Total = -5,379.95

Paypal = +57.54
Quidco = +36.50
Betfair = +115.99
Total = +210.03

TOTAL DEBT = -£5,169.92

Ever get the feeling your banging your head on a brick wall?

jet77

DEBIT
OD1 - 2541.79
OD2 - 808.48
OD3 - 411.25
CC- 941.03
Pending - 105.89
Total Debit - 4843.44

CREDIT
BF - 115.99
Paypal - 183.48
Quidco - 36.50
Total Credit - 335.97

TOTAL DEBT £4,507.47

Looking better than at the begining of the month :T:cool::T

Tonight I'm goint to claim hardship for my bank charges and that I want them all back NOW!!!!! As I have incurred a few extra last month

I've also got a couple more things to list on ebay The paypal money is money raised on ebay that I'm going to use as spending money for Disney so can't really count that in total I guess - so total debt is realistically more like £4,700 ... but still much better than a couple of weeks back

littleangels3

well done sounds like your plodding along nicely.