2011 mfw

ElusiveLucy

#192 here. I have made my "usual" OP of £500 yesterday. I hope I might have some more before the end of the month, but it will depend on whether we get around to booking a holiday, and how much I need to lay out for that.

MartyBoy

ElusiveLucy - do you make more than 1 OP in some months? Are your lenders ok with that? Do you pay by cheque? Just wondering so I can get myself organised! I am guessing that MFWs have to wait until the yearly mortgage statement comes through so 'see' the real benefits for our own eyes....

curlygirl1971

MartyBoy - Some of us can view an online balance (mine incurs daily interest but the balance is only updated once a month) but if you don't have that option then you could either 1) Ring up regularly 2) Have a Mortgage Spreadsheet that will provide you with a good estimate of what your balance is - mine is fairly accurate to the nearest £10 every month.

If you are interested in using a mortgage spreadsheet then I believe there are a few floating around on the forum but I use Locoblade's and if you search for his name you will find it

curlygirl1971

curlygirl1971 wrote: »

MartyBoy - Some of us can view an online balance (mine incurs daily interest but the balance is only updated once a month)

Actually I'll correct that:-

Mine is with the Halifax. Don't know about others but my online balance is only updated when I make a payment - at which point they deduct the payment and add the interest incurred so far in the month. What I meant was that although I incur daily interest, they don't adjust the online balance daily.

originalmiscellany

1.5k for March so far, am top heavy in terms of when I'm overpaying so that'll be it for the moment, but a little update. I like updating my signature too, keeps me focused on the next overpayment

babyb06

Had a look at the spreadsheet of how everyone is doing - great to see the progress and motivating to see the percentages.

Thanks for the updates Cake!

lincoln-potter

Thanks for adding me Cake!

onwards and upwards as they say

Monkeybrain

Just made an OP of £350. Crikey its a slow old journey !
But I will get there, I will I will I will :beer:

Edit: Oops didn't say No: 92 here !!

drewwa

originalmiscellany wrote: »

1.5k for March so far, am top heavy in terms of when I'm overpaying so that'll be it for the moment, but a little update. I like updating my signature too, keeps me focused on the next overpayment

Amazing progress there! Well done.

Cheers,

Drew.

uzubairu

Overpayments for March now stand at:- £1,950.

This will be my final figure for this month, since I have now cleared the garage of ALL junk and eBayed the majority of it.