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2011 mfw

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  • No 153. Another £170 op'd today.

    Wonderbee
    Mortgage free wannebe no:98
  • #157
    Another £200 OP today. Total now £420!
  • Hi - #29 reporting in for March.

    Got an automated overpayment coming out tomorrow, ie the first of £70.67

    Objective is to overpay by £2,050.00

    Here's how I'm looking year to date:

    Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

    January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
    February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
    March: 170.83 / 512.50 / 25.00% / 70.67 / 212.01 (300.49) / 10.34%

    So, year to date I'm short by 300.49 as I should have paid 512.50 by now (averaging the 2,050 out over the 12 months) to hit the objective by December.

    Hoping to be able to up the payments from April onwards - haven't done exact sums, but about £200 OP per month would hit the year end objective.

    Also dependent on the base rate as I'm dropping off my fix of 4.79% onto the Nationwide SVR of 2.5% after 31st March.

    Off to do the form update...
    FB.
    Mortgage and debt free. Building up savings...
  • No72 reporting in.

    Made £180.12 OP today, so happy to still be ahead of target for the year.
    Financial Aims for 2012:
    1. To pay off Car loan (£2,163.85 / £300.23 : 13.9%) 2. To pay off Joint OD ([STRIKE]£1,928.53[/STRIKE] / £1,928.53 : 100%) 3. To pay off GF's CC (£1100.31 / £0 : 0%) 4. To OP Mortgage (£1000 / £0 : 0%)

    Money Saving / Making in 2012:
    1. Ebay (£0 ) 2. Surveys (£0 ) 3. Quidco (£156.45 (Feb 12) ) 4. Lottery (£0 ) 5. Groceries (£0 )
  • ironman1
    ironman1 Posts: 1,125 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    £177 op'd out of the remaining money from Feb. Probably our biggest overpayment for a while with baby close! Thanks
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Morning :j

    #78 reporting with an OP of £150 towards March... Hopefully more to come this month...

    Total for the year so far £2065.04, target being £10K

    Have a great Mortgage Busting day!

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No. 7 here! OP of £500 for this month. Yearly total to date is £1200, think my target was £2000 so really pleased with that!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    £781 paid--march
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • greent
    greent Posts: 10,760 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well, March's mtge payment has gone out today with it's usual OP of £421.84. I also OP'd a further £75, as I finally had £70 cashback from switching suppliers last May and a teeny bit of cashback from something else.

    That makes March's OP £496.84. YTD £2715.52 against target of £5000 :D

    Fix on smaller mtge ends in April, so will revert to SVR. Yeay :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    edited 1 March 2011 at 2:52PM
    black_taxi wrote: »
    £781 paid--march

    Nice payment

    You're on your hols soon aren't you?


    £208 plus regular payment left account today. Don't know mortgage bal yet (takes a couple of days for dust to settle) and may well try and eek out another OP before 12th (to coincide with MFit2) but that depends on how well I keep to my new uber-strict regime. Hhhmmm

    The £208 wasn't made up of anything spectaular - budgeted OP and Halifax Rewards.

    Cake - Shall update google docs with this months total OP's when I know what they are
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