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2011 mfw
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Hi Cake,
No.40 reporting in for March. The scheduled OPs totalling £424 went out on Tuesday. So we should be on targetish.By my rough spreadsheet it means we now have approximately £48,567 outstanding.
I'm not sure whether it will be for April or May but we will shortly be starting OPing into a reg saver that will be offset against the mortgage. I hope to still be making small regular monthly OPs direct by SO too.
My aim is to get the mortgage and reg saver payments co-ordinated to go around the same time in the month so that I can still declare the whole amount. Suffice to say that the minimum monthly amount should be £600. I'll let you know more accurate numbers once I've sorted it out.
Oh, I don't want to change my target by the way!
Hope you're well and you enjoyed Dydd Gwyl Dewi Sant.
All the best,
SpigsMortgage Free October 2013 :T0 -
#21 checking in my first OP for march is £77. Hopefull it will be a lot more by end of march.GC July £250/0
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No 91.
Have already paid usual £250 overpayment. Another £596.50 to pay in tomorrow - proceeds from cash can. Still a long way to go, but every bit helps.0 -
Morning! :j
#78 reporting with a £200 OP towards March this morning
March total so far is £350
Have a great day!
FroggyFroggy's New Lillypad FundTotal so far: £ 10,009.770 -
No 173 reporting in for March update:
OPs YTD £2715.52 (target £5k)
Balance os as at today £87432.86I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
No 153 reporting in for March. op'd £100 today. Will keep trying harder.
WonderbeeMortgage free wannebe no:980 -
Whahay!!!!
We made our first savings payment to offset against the mortgage today of £600!
That makes our total for the month of March of OP plus offset savings £1024. Yes!!!
Oops, forgetting myself, No. 40 please Cake.
And thanks for all your hard work keeping us up to date.
All the best,
SpigsMortgage Free October 2013 :T0 -
ElusiveLucy wrote: »#192 here. I have made my "usual" OP of £500 yesterday. I hope I might have some more before the end of the month, but it will depend on whether we get around to booking a holiday, and how much I need to lay out for that.
Bye bye additional OP in March, hello two car repair bills after a close encounter with the OH's (parked) car....ooops! :eek:What goes around comes around.....I hope!0 -
ElusiveLucy - do you make more than 1 OP in some months? Are your lenders ok with that? Do you pay by cheque? Just wondering so I can get myself organised! I am guessing that MFWs have to wait until the yearly mortgage statement comes through so 'see' the real benefits for our own eyes....
MartyBoy
I have an ex-Portman mortgage, now with Nationwide and am allowed to make limitless OPs. I have a DD set up for my standard mortgage payment each month and a SO for a "normal" OP of £500 each month. Occasionally I pay off a bit more by an internet banking transfer to my mortgage account. I am certainly very happy with tthe Nationwide set-up - daily updates on amounts paid and interst in year to date are available online.....very handy for us MFWs!
ELWhat goes around comes around.....I hope!0 -
No 128 - £50 OP paid today
I also have a Nationwide mortgage and love the fact that I can OP online as and when I like - and I've just checked my balance and it's now below £70,000 :j"There's only one way of life and that's your own" - Levellers
"I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi0
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