2011 mfw

curlygirl1971

Forgive me Cake for I have royally c*cked up.

Just went to update googledocs and checked the 'where we are upto' SS and realised that at some point I've misinformed you.

Will do 10 hail marys and eat Bara Lawr as pennance

My OP's this year have actually been:-
Jan 3180 (correct)
Feb 410 (not 738)
Mar 208

Cheersmedear

RTNI

Evening y'all,

£500 received by the bank today (post permitting!) So that's March's OP done for this month!

Keep going everyone else!

wonderbee

No 153 . Op'd another £100 for this month. Hope to do another op this month.

Wonderbee

originalmiscellany

Another 250 for this month - total of £1500 so far, with a little more to come me hopes. I now break down a budget per week, and at the end of every week, anything we have left over goes into our mortgage - but we will soon slow down - this month I think!

DansMum_2

Hiyall

MFW161 Finally able to report a small OP of £50 in March although I would love to manage £250 in total.... Fingers crossed

Have a lovely weekend xxxx :j

pollys

Really hoping that I can soon up the overpayments. We are overpaying by £50 (was £1000 last year) hoping to raise to £250.

Well done everyone

pollys

financialbliss

OK. Opened two Nationwide e-ISAs with the aim to overpay there from April onwards - the e-ISA rate of 3.1% beating the mortgage rate of 2.5%

Accounts appeared on the internet banking today and put a token £25 in each to get them started. Intention being that any ISA payments will only get put towards the mortgage, so there's a £50 overpayment.

Now looks like this year to date and won't be putting any further payments in until April:

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 212.01 (250.49) / 12.78%

Off to update via google docs.

Financial Bliss.

PS Anyone in the MFiT-T2 challenge and lurking here may be interested to know I've just published Charts 05 and 06.

curlygirl1971

Sounds like a good plan FB - wish I could do the same but mortgage rate is 3.5% so it virtually impossible to beat that at the moment without fixing for a period....

pammyj74

No 6 signing in with another OP of £400
Have finally bought my long searched for car and have this amount left over from my car budget

blizeH

#205 here, just made an overpayment of £1,000 - damn my numbers OCD (if there is such a thing) and waiting months just to get a round number ;_;

Slowly whittling away at the mortgage... a very long way to go, but it's a good feeling.