2011 mfw

black_taxi_2

yeah---end of week--tenerife

even better--managed without a loan(wouldnt have gone if i needed one)

this MF journey --you do need breathing space(holiday/cinema/restaurant/short break)

sometimes MF drags but when i look back at original balance im beginning to notice the diff.lower interest charges.

no chance doing it without this forum

great everyone is keeping with it

good/bad times

hows it going for you curlygirl?

Little_Mama

No 20 reporting in.....where did these first 2 months go? Sorry for not reporting last month!

January was £309.69

February was £524.15

Grand total so far £833.84

Still undertaking maintenance on the house, so big chunks of money coming out of savings there, plus have booked a (much needed) week away, am determined to still chip away at the mortgage but we'll have done well if we do hit the £5k target this year....but all in the Little Mama household will try their best....they will, they just don't know it yet! :rotfl:

Keep up the good work everyone! :T

LM

curlygirl1971

black_taxi wrote: »

yeah---end of week--tenerife

even better--managed without a loan(wouldnt have gone if i needed one)

this MF journey --you do need breathing space(holiday/cinema/restaurant/short break)

sometimes MF drags but when i look back at original balance im beginning to notice the diff.lower interest charges.

no chance doing it without this forum

great everyone is keeping with it

good/bad times

hows it going for you curlygirl?

Good thanks. Feel more positive this month. Reduced my food expenditure. Early days but will keep at it. It really is motivating to see the balance go down and I like to compare it to what it would have been had I not bothered. And yes, this forum is a huge help.

Don't know if I will continue as I have been doing - interest rates going up and possibly income going down later in the year - may have to try and get another job in another area so I can finally move in with BF . Likely to be a drop in salary. And the thought of 'shared' finances makes me break out in a sweat.

Have a Fab holiday Black Taxi!! Hope you have fun - whatever fun is for you.

sheslookinhot

I am back on the MFW trail, cleared £938 this month an overpayment of £500. If I can keep going at this rate my 2011 target will easily be beaten. However, I won't revise my target yet. Who knows what the year will throw at me.

What won't change is the desire to be again mortgage free, although I only enjoyed it for 2 months.

Keep at it folks, you know it makes sense. :T

fieldofdreams

#119 - £400 overpayment for March gone in today

pammyj74

No 6 Oping £200 for this month

have a few birthdays and of course mothers day and my sis has moved into her first ever house so a few pressies to buy. doubt I will have any more Ops this month

ekroys17

No.93 reporting in
February overpayment of £383
Mortgage is now has 5 figures instead of 6 woohoo!
total outstanding £99527

Anyone out there with a BTL mortgage? Has anyone found any good deals about, Im currently on SVR of 5.79% with Chelsea, but Ive checked with Birmingham Midshires and they have 2yr fix 5.49% or 3yr fix 5.99% and can do IO or repayment or combo to the 2.
Your thoughts would be appreciated.

Keep up the fantastic good work guys and gals

drewwa

No 113 checking in with results for Feb. Got an unexpected bonus this month, so have ploughed that into the offset, thus Feb = £10,612.87

Total OP'd this year now £13,815.28

Cost of mortage is now only £2.79 / day and the total amount remaining is now £68,492.80

Cheers,

Drew.

sassyblue

Wow Drew! Well done!

No.87 reporting in, got some grabbits for birthdays and Chrsitmas so l've only overpaid £300 this month bringing yearly total so far to £900.00

We're having a few days away later this month but hopefully if we don't overspend, l can OP another £100 when we get back which will round things up and we'll be 5th of the way there! :j

pammyj74

My OP for March is £200 so far, doubt it will be any more, total for year £2200