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Rent = Happy Girlfriend or Buy = Moody Girlfriend
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Got to page three so not sure where it went after that will carry on reading but from what I have read so far,
The girls a train wreck, this is not going to end happy.
As soon as financial reality hits I think she will move on to some other sucker that will subsidise her and if she can't find one it will be the dad.0 -
You have me thinking, I am not going to nag her for moey back, why should I have to? I have let the past go and have had to deal with that, but you are right, she should be paying me back this money, as she has more "free" money than me anyway. We agreed £50 per month 3 months ago....I will have to have words.
Once you buy a house together you are tied together financially. You really need to get your "financial" relationship in order otherwise the future will be a disaster unfortunately. Money causes so much friction in a relationship so if that's already a rocky boat ....
She really does need to grow up where finance is concerned and take responsibility for things.
My GF earns so much less than me but she always insists on paying her way. It's all about having respect and that can only come from having self respect.0 -
OK it didn't get any better.(well a bit you are now talking about it)
How much older than you is she (she picked you up at around 19).
lived down the road, any pre history
When did you start earning decent money (ie more than her)?
That £30k debt was that shared debt you paying for stuff you both benifited from?
Who is paying for joint stuff now, been on a holiday or out for a meal recently?
How much in total does she owe you, any of that part of the £30k?
Big mistake letting her squander the £4.5k
With this current plan whatch her credit cards like a hawk, this savings £500pm has a great risk of coming from debt.
I would also be a bit carefull on the hide the willy front, it is not unknown for accidents to happen when the financial life line looks like getting cut.0 -
getmore4less wrote: »OK it didn't get any better.(well a bit you are now talking about it)
How much older than you is she (she picked you up at around 19).
lived down the road, any pre history
When did you start earning decent money (ie more than her)?
That £30k debt was that shared debt you paying for stuff you both benifited from?
Who is paying for joint stuff now, been on a holiday or out for a meal recently?
How much in total does she owe you, any of that part of the £30k?
Big mistake letting her squander the £4.5k
With this current plan whatch her credit cards like a hawk, this savings £500pm has a great risk of coming from debt.
I would also be a bit carefull on the hide the willy front, it is not unknown for accidents to happen when the financial life line looks like getting cut.
No pre-history,
I have always earn't "decent" moey - 30K+ from 21
We both spend money we didn't have, me more than her, not just on "us" though.
We do split everything and have done for the last couple of years, we have have had too.
I was trying to do her a favour with the 4.5K, letting her put it to good use, even though she didn't, at least I tried.
I said that to her about getting more credit - NO WAY CAN IT HAPPEN.
Hide the willy = I am always careful, I am not in the position to deal with that at te moment.:rotfl:Debt 2007 = £30,000
Debt Aug 2012 = £600
Debt Jan 2014 = £15,000
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getmore4less wrote: »OK it didn't get any better.(well a bit you are now talking about it)
How much older than you is she (she picked you up at around 19).
lived down the road, any pre history
When did you start earning decent money (ie more than her)?
That £30k debt was that shared debt you paying for stuff you both benifited from?
Who is paying for joint stuff now, been on a holiday or out for a meal recently?
How much in total does she owe you, any of that part of the £30k?
Big mistake letting her squander the £4.5k
With this current plan whatch her credit cards like a hawk, this savings £500pm has a great risk of coming from debt.
I would also be a bit carefull on the hide the willy front, it is not unknown for accidents to happen when the financial life line looks like getting cut.
No pre-history,
I have always earn't "decent" moey - 30K+ from 21
We both spend money we didn't have, me more than her, not just on "us" though.
We do split everything and have done for the last couple of years, we have have had too.
I was trying to do her a favour with the 4.5K, letting her put it to good use, even though she didn't, at least I tried.
I said that to her about getting more credit - NO WAY CAN IT HAPPEN.
Hide the willy = I am always careful, I am not in the position to deal with that at te moment.:rotfl:Debt 2007 = £30,000
Debt Aug 2012 = £600
Debt Jan 2014 = £15,0000 -
bt you have achieved a hellava lot.. paid off 25k in 3 years,
your nearly there ..debt free ....maybe that her problem? youll be clear and shes scared .... ask her why she wants to live her life in debt? tel her you dont...
dont get side tracked mate.... and pay it all off..
I dont know why shes in a huff.... its half her debt anyway :0“Life isn't about finding yourself. Life is about creating yourself.”
― George Bernard Shaw0 -
The fact shes older than you is making her want to get a place in more of a hurry- shes eager to settle down - and she aint gona hang around imo.
You say your mum will be forced to move back in with her own mother after you move out - how does this make you feel? It must be a difficult position to be in, you have a lot of weight on yoru shoulders here.
Not aimed at you BigTone, but it amazes me the numerous posters who admit to moving out then failing and then moving back in with their parents in their adult years - as a way to save money for their own future!! Its like people these days want to rinse their parents dry for all eternity - give them a break and let them enjoy their own lives, they have done enough for you!The opposite of what you know...is also true0 -
Typical of many young women. They rack up a mountain of debt then attempt to wipe the slate clean by getting married or moving in with some poor unsuspecting mug. Then, once they've bankrupted that mug too, they claim that 'the sparkle has gone' and move onto the next one.
Some people just don't have a clue when it comes to money. They live way beyond their means. My advice to you: DO NOT BECOME THE 'FALL GUY' THAT ENDS UP PICKING UP THE TAB FOR HER LIFESTYLE OF EXCESS.0 -
Renting a place would cost her £300 + half of the bills every month. Suggest to her that she starts putting that much into a savings account each month (or paying that much of her credit cards) to get used to that sort of money she'll be living on once you move out, while you concentrate on getting rid of your debts. Once you are debt free and she has proved she can afford her share of the rent, you can look seriously at renting. You can probably still save up for a deposit if she pays her share of the rent, and you'll know the reality of living together before you make such a large commitment in buying a house together.
I'm glad you have agreed to do this, it seems a great way of testing her intentions.0
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