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halifax bank charges (merged)

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Comments

  • ian02 wrote:
    Hi Scott, why not just get all your statements anyway and claim ;)

    The other accounts mentioned are my partners, I only have this one account with Halifax and this is the only charge we have incurred. She is not so keen to take them to court. So i was hoping using the 'threat' as a bargaining tool would be a good idea and might persuade them to pay out and be done with it!
  • Hope I'm not sounding stupid but when it asks for this on the next bank letter what do I put? Is it small claims court, my actual local court, internet claims court name? What? Help please,:confused: want to move onto the next step by sending this letter tomorrow. Thanks in advance.
    I will be rich :rotfl:
  • Hi all,

    Getting statements off Halifax: Ring 08457 20 30 40.
    They will charge you £5 for last six years.

    I did this over Xmas and they arrived today. 45 letters, 220 pages. The postie was amazed!

    I have used Martin's calculator for interest and claimed £1800. Handed the letter in at local branch.

    Will keep u posted.
    Halifax WON! Claimed £1549 on 8th Jan 2007, Settled for £1350 on 29th Jan, Paid 7th Feb.
    MBNA (Virgin / Alliance Credit Card charges): WON! Claimed £419 on 17 March, finally offered £425! on 5 June)
    Natwest Credit Card: WON! Claimed £250, got 100% + interest + court costs too.
    Northern Rock: Mortgage Discharge Fee: WON! Claimed £100. Offered £90 and accepted it.
    Natwest Bank / RBS: WON! Claimed £400. Got 100% + interest + court fees back.
    Halifax 2: Ongoing....
  • tykeman_3
    tykeman_3 Posts: 14 Forumite
    Hi all...

    Have just rung the number posted by "skintscouser" and requested my statements for last 6 years. They couldn't have been more helpfull. statements on the way.

    Cheers.....Stuart
  • sorry everyone, quick question as I'm confusing myself by looking at lots of diff boards....

    for my 2nd letter...the one stating that I have already given them 14 days to look into my claim and so will now give them another 7 days before starting court proceedings..which address do i use?...

    the registered address, my local branch or the customer relations department who my letter has been passed to?
  • jonnyb1978
    jonnyb1978 Posts: 1,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,

    Getting statements off Halifax: Ring 08457 20 30 40.
    They will charge you £5 for last six years.

    I did this over Xmas and they arrived today. 45 letters, 220 pages. The postie was amazed!

    I have used Martin's calculator for interest and claimed £1800. Handed the letter in at local branch.

    Will keep u posted.

    45 letters!!! I was expecting alot but they only come in 2 A4 envelopes. 108 pages with my statment going back to 1993. I thought i would of had alot more. Brought back memories of previous jobs seeing my wages being paid into my account. The best when i was a glass collector. A weeks wage of about £30. All taken up from one charge..
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    misskitty wrote:
    sorry everyone, quick question as I'm confusing myself by looking at lots of diff boards....

    for my 2nd letter...the one stating that I have already given them 14 days to look into my claim and so will now give them another 7 days before starting court proceedings..which address do i use?...

    the registered address, my local branch or the customer relations department who my letter has been passed to?

    I'd reply to this one as long as you make sure if you end up going to court that the letter goes to the registered office.
  • I'd reply to this one as long as you make sure if you end up going to court that the letter goes to the registered office.

    Great. Thanks
  • sorry but i have asked this before but cant find if anyone has replied...if i claim back bank charges ..halifax..can the bank make me pay back my bsnk loan..which is paid monthly direct debit..and how would this work...my charges come to about £1500 and my loan is for £4000...would they deduct the charges from the loan amount and make me pay the rest in full.i dont want to go ahead and claim the charges as i would be worse off if i have to find the rest to pay off loan..cheers..liz
  • Hi, all

    Does anyone know how long the halifax take to credit your account, as I accepted an offer of £1500 from them, and posted the letter back last Friday, and just wondered how long it took for them to credit me.

    Thanks
    Andy
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