halifax bank charges (merged)

MrDinkle

Hi All,

I had a halifax account and closed it about 5 years ago. Does anyone know if I can claim on charges from a closed account? Also, does it matter that I have changed address since the account was closed?

Thanks.

raq

raq wrote:

Hi

Seems to of you have received letters yesterday from the Halifax and I haven't heard anything. I also sent mine recorded delivery on tuesday to my local branch

fingers crossed for the post this morning..

jUST HAD THE POST AND NOTHING.

Shall I still wait for the 14 days and then send my 2nd letter. 14 days is up on Tuesday 16th January

nickmack

MrDinkle wrote:

I had a halifax account and closed it about 5 years ago. Does anyone know if I can claim on charges from a closed account? Also, does it matter that I have changed address since the account was closed?

No, it doesn't matter, just provide them with the details from when you had the account.

nickmack

raq wrote:

jUST HAD THE POST AND NOTHING.

Shall I still wait for the 14 days and then send my 2nd letter. 14 days is up on Tuesday 16th January

Yes, you must do what you've said and wait the 14 days.

If you rush it, there's a chance if it goes to court, it will be struck out because you have not given the other party reasonable time to respond.

raq

nickmack wrote:

Yes, you must do what you've said and wait the 14 days.

If you rush it, there's a chance if it goes to court, it will be struck out because you have not given the other party reasonable time to respond.

Thanks for the reply. Only reason I was wandering is because one of the post yesterday had a reply to say she received a letter and this was dated the same day as myself.

raq

Hi all

If I send out the second letter ( fingers crossed doesn't come to that ), will I have to resend all the bank statements that I sent with the 1st letter. I kept my copies but will the bank except these ??

Also will I have to send the letter again to my local branch ???

misskitty_4

raq wrote:

Hi all

If I send out the second letter ( fingers crossed doesn't come to that ), will I have to resend all the bank statements that I sent with the 1st letter. I kept my copies but will the bank except these ??

Also will I have to send the letter again to my local branch ???

it may just be that my branch are a bit quicker in sending out letters. You could always give them a ring to ask if they have received it.

little_star8603

does anyone have the address for a branch in the uk for reclaiming the charges?

thank you

pebblesgirl

Hi

I currently bank with Halifax and am considering claiming back charges. Has anyone had any success with Halifax - either by way of an offer or full amount??

Thanks very much.

misskitty_4

little_star8603 wrote:

does anyone have the address for a branch in the uk for reclaiming the charges?

thank you

call them asking for your statements if you haven't already done this as you will only be charged £5 and its quicker than sending a request by post with a £10 cheque.
you should send your first letter asking for the amount to your local branch.

hope this helps