halifax bank charges (merged)

nickmack

Serendipity_07 wrote: »

Have had 1st letter from Halifax saying they have so many weeks to reply. Am just copying Martin's LBA, but do not know which court I would be applying to (Hoping it won't get that far).

The court is your local one.

jarofnothing

So the halifax charge £5 per account for statements going back 6 years,I paid £10 they took this cheeky !!!!!!s ,I cant belive how these bussinesses can be such lying, sneeky,corrupt and damn right criminal .
Does anyone know how long the court process can take,Im at the acknowledgement stage says they have 28 days from date of service when does this officially start is it when they recive the claim? and what if then a court date needs to be set how long then? anybody know would be much appreciated thanks

_kells_

Hi, like all of you,i have just reclaimed my bank charges from the Halifax.My initial total to receive back £2,200, they have now offered me £1,270.I am at a dilemma whether to accept this or not? any advice from anyone,would be much apreciated.thanks kelly

Glitter

Kelly, I am sure I have read somewhere that you should be looking at an 80% offer which works out to be £1760 - however only you will know if you are happy deep down with this offer.

I am not sure what happens if you decline an offer.. will they offer a higher amount?

Also, can anyone just confirm for me where I need to send my £5 for the statements too... is it my branch where I opened the account or a central office?

Thanks,
Deb

princessfayebaley

Glitter wrote: »

Kelly, I am sure I have read somewhere that you should be looking at an 80% offer which works out to be £1760 - however only you will know if you are happy deep down with this offer.

I am not sure what happens if you decline an offer.. will they offer a higher amount?

Also, can anyone just confirm for me where I need to send my £5 for the statements too... is it my branch where I opened the account or a central office?

Thanks,
Deb

Hi Deb,
If u ring 08457203040 you can request your statements over the phone and they debit your account there and then. They will tell you they have a back log, but it tokk just a week for both mine and my BF to come through.

princessfayebaley

_kells_ wrote: »

Hi, like all of you,i have just reclaimed my bank charges from the Halifax.My initial total to receive back £2,200, they have now offered me £1,270.I am at a dilemma whether to accept this or not? any advice from anyone,would be much apreciated.thanks kelly

Hi Kells,
Glad to hear your are actually at the stage where the Halifax has made an offer.
When I calimed my charges back the Halifax rang me rather than wrote to make the offer, at first they offered only 50% of my claim but I stuck to my guns and told them I would not settle for less than the full amount, it took 30 secs for them to give in! At the end of the day its up to you if your happy or not, but it could be worth a call to them to re-negotiate and make your decision whilst on the phone :-)

markymoomoo

smarkmith wrote: »

markymoomoo

The address to send any letters to is:

Halifax PLC
Customer Relations
PO Box 548
Leeds
LS1 1WU

Good luck!

thanks for that but i asked WHEN did you sent the initial letter requesting charges, not where...

HappyDale

My 14 days is up tomorrow,then i can start the online court action. Do you think halifax will contact me today by phone?,post has already been and no reply off them Or should i call them?:eek:

SONIA79_2

waste of time calling them. its a case of we will pay you when we are ready!
my husband has phoned them on several occasions and its like banging your head against a brick wall. We are now at the court stage. I am getting more frustrated with it all by the hour!

suzy83

halifax have refuned my money today in my bank!!! £2600 woop! over there 14 days promise tho, but im so happy.

good luck to everyone and thank you martin xxxxx:T