halifax bank charges (merged)

johno121

hello,
one similar to this the other day, basically the advice given was just to stick to your timetable of dates...eg by giving them nine days. my claim is currently with natwest but b4 xmas capital one sent me a letter saying four week in which i sent back a reply giving them 9 days-they replyd on the 6th with the full money.

lgardner

so your saying to wait until the 26th March and not do anything until then??

johno121

no, id write a letter giveng them 9 days as there just stalling you, the many times ive read on here that they do that is unbeliveable.

lgardner

is there any sort of template as i am unsuire of what to say and how to word it????

tb1_3

Just started to fill out my money claim on line. I'm claiming £857 plus interest. However this is against my Halifax credit card - not a bank account. The address for Halifax Card Services is in Scotland so I cannot use this in the on line claim form. Question is can i use the Halifax head office address in Halifax ? Does this one work for both bank accounts and credit cards ?

If anyone can provide a quick reply I would be eternally grateful as I want to file the claim tonight....:-)

lgardner

anyone any ideas on what letter to send to them???? Is it a one saying they have 9 days to reply to me with a decision before i file for it through the courts????

tb1_3

lgardner wrote:

anyone any ideas on what letter to send to them???? Is it a one saying they have 9 days to reply to me with a decision before i file for it through the courts????

I'd send them the second letter template from here - detailing charges plus interest and giving them 10 days before you start court action. Stick to the tried and tested plan..

tb.

lesleyvhalifax

just worked out my wages for next week, when you take away the bank charges, direct debits, s/o, rent petrol I will be left with £12, thanks to the halifax all for no more than 10p

Edinburghlass_2

lisajh29 wrote:

hi,
I just received my 6 years of statements from Halifax and am not sure if I can claim 'interest debited'? I couldn't find it mentioned in the Resource bar.

I always got mad when I read that because it ususally reads 'Interested Debited - notified last month' - I was never blimmoin notified about this once!!!

Thanks!!

Interest for going overdrawn can't be claimed, please see post 4 in the Reclaim Help Thread linked to in my signature.

Edinburghlass_2

tb1 wrote:

Just started to fill out my money claim on line. I'm claiming £857 plus interest. However this is against my Halifax credit card - not a bank account. The address for Halifax Card Services is in Scotland so I cannot use this in the on line claim form. Question is can i use the Halifax head office address in Halifax ? Does this one work for both bank accounts and credit cards ?

If anyone can provide a quick reply I would be eternally grateful as I want to file the claim tonight....:-)

The Scotland address is Halifax CC Call Centre, use the Halifax registered address in the second post in the Reclaim Help Thread.