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Is it the end, or just the beginning.....?

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Haha and a few jaffa cakes for dessert :rotfl:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sounds perfect :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Tescodealqueen
    Tescodealqueen Posts: 1,271 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I wondered when the sprouts would make a reappearance - you can't keep a good veg down
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    hurrah :T:T:T

    We can crack open the sprouts too :rotfl:

    Oh, can I come too please :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    gallygirl wrote: »
    Oh, can I come too please :)

    You KNOW you are always welcome!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • EssexHebridean
    EssexHebridean Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ROFL - FRESH sprouts wouldn't provoke that level of enthusiasm from me, never mind the tinned variety! :eek:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • little_h_2
    little_h_2 Posts: 406 Forumite
    hypno06 wrote: »
    Right.....prompted by Doodledo.....I am committing to saving some money. Proper savings...

    My aim is to have £5000 in savings by the end of 2011. That will have to come partly from savings out of my monthly income, and partly from my annual bonus.

    The idea is that this still leaves me enough in my income to spend on fun things, like having a life, and will not impact on my new "must haves" like the cleaner, and my leg waxes!

    So.....my signature will show my savings target which will hopefully act as an incentive. I am not going all guns blazing at it, though, as I have done that for the last few years and need to cut myself a bit of slack but I do need to keep myself focused so that I don't end up with nothing in a couple of years.

    this sounds like a great goal! good luck with it, and with finding the right balance.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thank you! Yes, I think my keyword for 2011 will be "balance".....trying to find the right mix of moneysaving and life living..trying to balance my hectic and timeconsuming roles at work and as a mother, with my "new" discovery of the fact I can have a life too.....

    Plus trying to maintain the exercise balance and the general "me" time too.

    If I can get through this year having found all of that, I will consider it a job well done and with a bit of money in the bank I will be confident of being able to maintain it going forward for years to come.

    I *am* feeling very positive about it all and am looking forward to it :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    You KNOW you are always welcome!!
    EssexHebridean wrote: »
    ROFL - FRESH sprouts wouldn't provoke that level of enthusiasm from me, never mind the tinned variety! :eek:

    I'll be waiting for you when you get back (have bad cold & can't taste a thing at the mo, even pickled onions!)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    Hypno if you can pay 20-30k some years off the debt then I am in no doubt that you will save 5k and also have the life you deserve through out the year.

    As for waxing I think you deserve the treat but ever the MSE have you thought of an epilator, does the same job while saving you money in the long run :o
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