Becoming Debt Free- The Rock N Roll way!!

gothrockchic1

Had a productive two days so far. Yesterday I balance transfered my two Credit Cards onto my Barclaycard, that should take 7-10 days so just in time for my offer on Santander that expires on the 23rd! That makes life easier for me as its on one and I reckon it'll be paid off in 8 months or less!

Got an Ebay sale going right one item in particular has gone for £55! but thats the only one, which is frustrating, I want to make some more room in my cupboard!

Still no NSD, I cant wait till our Canteen at work closes, a lot less temptation to spend on chocolate!

gothrockchic1

Hi everyone, well no NSD's this week epic fail! I have transfered £25 from Paypal, I am still waiting for my BT to go through should take 7 days! So money is going in the saving account as I get it. Also got £1 from TopCashback so its adding up nicely! I think I will wait until my statement comes through I will pay a chunk off. Quite excited about it lol

So Im chilling out today need to post a few EBay items so a trip to the Post Office is in order!

gothrockchic1

Ok make that £9 cos I forgot that I had £16 worth of postage was to come out yesterday for one of my Ebay parcels! :mad:

Bagged up change yesterday so I have £2 in my savings account to go towards the CC next statement!

Ok off to take more pics for Ebay x

gothrockchic1

Hey everyone, what a quiet thread this is, oh well its best for me to keep track on how well or badly I am doing and if it inspires someone else thats an added bonus!

Didnt take any photos but did select what I wanted to put on Ebay which is a start and I didnt have a NSD as planned as I wanted an ice cream since it was such a lovely and I thought I would try my hand at a lotto scratchcard and won zilcho! Thats life!

Spent the day walking (with Factor 50 - us Goths dont like a tan but love the sun) and laying in the park under a tree..bliss! Then went for an Ice cream! :cool:

Came home and my flatmate made me dinner and spent the evening watching Jane Eyre! So a lovely day overall...a quiet weekend no parties till the 29th I get paid the day before.

gothrockchic1

Hi everyone, well my BT went through fine so I have £2064.63 to pay off and the good news its on one card. I also reduced that ridiculously high limit to £2500 not that I will ever use it lol

I've also decided to up my game by using the next 100 day challenge. I dont feel like I did as well as I could have done on the last one so I am really going for it. Ebay is getting a bashing again. Ive decided to target half of my Barclaycard which is £1033, this will get interesting it will also mean that if I make the target, after that it will only take me 3 months to clear the rest of the debt :j

Loan gets paid off on the 3rd May so that will help me pay more off evry month rather than £100 which is pathetic in my view. Now I cant wait till payday!

Kirri

Very organised and not long till your loan finishes!!
I've been inspired to target what I owe by starting to Ebay again after I've read your thread
Are you just going to throw everything at Ebay for the 100 day challenge this time?

gothrockchic1

Hi everyone not been on for a few days (sorry Kirri). I am trying to come up with a plan for the 100 day challenge, during the 4 paydays I will be paying off £650 so a bit more each month wont be hard to do.

Had a bit of an up and down day today, the good news is I got a pay rise :j the bad news is I didnt get my bonus as expected :mad: and my college course on Photoshop got cancelled :mad:. Payday tomorrow and as of 3rd May I will be loan free .

The payrise means I have £40 extra a month, so will need to do my monthly budget. Im still overdrawn so I think I will use it for the overdraft, it will pay at least half it!

Ebay will be my best friend this month and hopefully I'll get something from my clicks and hopefully OnePoll will give me loads of surveys too!

gothrockchic1

Yay its Payday :j and paid £120 off my Credit card, off to update my sig!

gothrockchic1

Happy Royal Wedding! Im watching will do some clicks as well but I cant wait so excited for the couple! Im out tonight so need get my outfit sorted as well!! :beer:

gothrockchic1

Was out at a budgeted night out and it was very good, also was looking for a friends jacket and found £5 on the floor! So thats £5 off the CC...was gonna put it on the Download fund but not sure when I will be able to make another payment on it for a while!