Becoming Debt Free- The Rock N Roll way!!

gothrockchic1

Hi ya, well I got a nice cheque in post today to from Royal Mail to refund my Ebay parcel that got lost in the post! :j

So guess where thats coming off of? Mmm the Barclaycard, its only £3.06 but it will help! My mum came into work yesterday and gave me £30 cos when I last saw her I desparately needed shoes! But I have brought shoes since then so that will go towards new woek clothes but if theres any change I will put it towards the CC!

I have a Ebay sale going tonight so fingers crossed....have a few watchers....hope it sales. So very positive on the money front!

gothrockchic1

Well my Ebay sale was pants despite having 8 watchers it didnt sell, not one bid! That would have help me make my target towards the 100 day challenge. :mad: Was looking forward to knocking £85 off my CC! Never mind, my next target is OnePoll up to £37.85 so far that £40 could do some damage!

Off to do a spring clean.....:eek:

gothrockchic1

Another day another payment ! Paid thje money from Paypal so thats me under £1900 . Really happy with that...also brought a scratch card yesterday and won £5 so when I cash that in I'll put £4 as another payment (I'll get another scratchcard!). So overall a good day moneywise!

gothrockchic1

Hi everyone not a lot going on but thought I'd update. I cashed in my OnePoll £40 :j so thats £210 going towards the CC next month!

Just using up food in my cupboards till Payday...I travel to Download on the 8th so maybe I can make it stretch till then....

gothrockchic1

Hi everyone, ok I made a decision not to focus on my debt as much. It was getting me down and I was starting to feel trapped by it and slightly desparate. I know my debt isnt as much as it could be but I felt it was holding me back.

So I've decided to start paying the minimum payment off my CC every month and start saving for Edinburgh but to have the money for the CC just in case. It will help me focus on the task in hand and the reason why I am trying to become Debt Free, my CC is 0% so I can "stooze" my debt.

So off to set up a cash ISA and payday I will make my first deposit to save. The first time Ive had savings in a year! :j

gothrockchic1

Ok ISA opened, so quickly! Will put money in on Saturday:D Quite excited now! :j

Emzilla

Had to pop in and say well done on the ISA :T

Looking forward to seeing the amount go up and up and up.......

Emz xx

gothrockchic1

Ok yesterday was quite a productive day, not sure how to follow it! Get paid tomorrow :j so Im just going to work some figures. I got my bonus but couldnt believe that I only got £100 out of it so need to rework some of my figures.

I need to sort my sisters birthday present too..she wants a Sat Nav :eek:

Clicks all done and OnePoll nothing on there today! So off to make dinner and sort my figures!

gothrockchic1

Just did my sums I will be able to put £108 into the savings account. I still have £40 to come from OnePoll and have requested 14p to go into the ISA as well.

I am also still Ebaying some bits at the moment and have requested £6 to come to my account but to my main current account.

The best part of this month is I would have paid off my loan and overdraft within a month! :beer:

gothrockchic1

Hi everyone, ok still not got OnePoll but up to £2.25 already! Going into the bank tomorrow to deposit my cash and will pay the minimum payment off tonight!

Pizza as a treat tonight, last treat before the BIG one Download which is less than two weeks away yikes :j

Nothing else to report had a LSD as well!