Becoming Debt Free- The Rock N Roll way!!

gothrockchic1

Lets get the party restarted! :T

I have been spending way too much! And saved too little. My plan is still to move Edinburgh ....with my new man! Well we had planned to move together when we were friends so this is a much better way!

So I am not at home atm as there was a fire in the block of flats I was staying so my landlady is getting the place redecorated as its smoke damaged :eek: and its driving me mad. I am grateful my Mum has let me stay but she loves to spend my money for me (you need this and you need that!).

So off to check my CCs and my bank account :eek:

gothrockchic1

The good news is my Bank account is looking healthy so I need to spend less and try and put some of that into the ISA.

I also have to get two Halloween costumes and a birthday present.

Another piece of good news is my Barclaycard is under £1600 so I need another £600 to have enough to pay it off.

And its 11 days to payday woohoo!!!

gothrockchic1

I got a phone call from my landlady its going to be another week till the flat will be ready so another week of taking the bus and another £80 in the account (coming soon)

Im not sure what to give my mother as keep tho she wants £60 a week so I am not really benefitting from it.

gothrockchic1

Ok this thread is going to becomemy new spending diary, my spending way out of control I need to curb it now so I can get some spare cash to save! So from payday (Friday) I will be recording everything I spend.....

gothrockchic1

Spending Diary

Friday £150 for Mum for Keep, £40 taken out for our night out spent £20 of that saved for the next night. Spent £15 on food and drink for the next day included Lunch and Dinner and our drink for the party.

Sun Paid £8.80 Bus Fare from my OH's

Mon £3.70 Bus Fare £1.10 Top up Lunch had a few bits with me and 50p on a biscuit for my Coffee.

Not bad so far!

gothrockchic1

Spends today £3.70 Bus Fare, 60p KitKat, £5 Passport photo, £1.10 Lunch, £20 to get my Drivers License renewed and £10 to sponsor my Mr for Movember, all budgeted!

gothrockchic1

Oops forgot to say spent £2.02 on Shampoo and a toothbrush!

gothrockchic1

£30 into my ISA today

Spends are

Weds £3.70 Bus Fare, 50p Chocolate Biscuit.

Thursday £3.70 Bus Fare 90p Cake and 60p Chocolate bar.

When I am home I will start buying Biscuits for my coffee break as I am seeing a pattern forming! :eek:

gothrockchic1

Well this diary had died a sad death RIP heres the link to new one:

https://forums.moneysavingexpert.com/discussion/comment/49461849#Comment_49461849

Happy Reading!