The journey starts here - don't stop believing

RebornToBeRich

Hi Kat - blast from the fairly recent MSE past here - catching up on the diaries now under my new alias - glad to see you are still hard at it.

E xxx

(PS: if you havent worked out who I am PM me - LOL!!!!)

**Kat**_2

Hey all feeling loads better thank you and RTBR - I know and have subscribed to your diary, welcome back xx

Picked up wages and tips last night. I also rang Kays, found out I CAN part pay my BNPL items. Therefore, a soggy trip to the bank at lunch to pay in £100, all of which is going to them.

I will also find out if overpayments to the loan are unlimited as if so will crack on with sending all I can. DH needs to find out if he is getting a bonus as if so we may be able to clear his grad overdraft which, after I have cleared the Kays (can't see it taking too long), should leave us with only the loan

**Kat**_2

Grrrrrrr and the reserve - blast darn it!

I think we need to clear more other things first now - that will give us more of a fighting chance of clearing it.

Woowoo

Morning Kat

Fingers DH gets a nice bonus

You will crack that reserve eventually x

**Kat**_2

One day Woo - I feel like camping outside Barclays with a sign - Say NO to reserves!

Kepp

**Kat** wrote: »

One day Woo - I feel like camping outside Barclays with a sign - Say NO to reserves!

Please do! :rotfl:

**Kat**_2

I would make front page news!

Woowoo

Yeah do it Kat and post photo's on here, that would be soooooo funny!

**Kat**_2

Well I had an interesting time at the bank:

Paid in £100 and rang Kays - paid against BNPL items woo hoo!

Spoke to someone about the reserve - no they won't change it to a normal overdraft and I won't be eligible to do so until my account remains in credit for several months after paying off the reserve - said that defeats the point of changing it! They charge more BTW than an unauthorised OD as they will allow your DDs to be paid - would bloody hope so as its AUTHORISED borrowing!

I CAN pay coins into the bank - have to bag them up, don't have to be "full" bags just separate so they can be weighed.

I CAN overpay on the loan, didn't seem too pleased with my "so if I have a spare £10 I can pay that off" but also didn't say no. Said I have to go into the branch each time though - hope they get fed up of seeing me lol.

Right, off to update sig and see if I have moved a percentage (prob not £100 not a lot)

**Kat**_2

Well I did go up a % barrier.

Can someone please explain how I have been thanked in more posts than I have written? I'm all confused!