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Debt free in ten years-my new, more realistic challenge.
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Hi Mrs P
My heart breaks for you and your family. Like everyone else, I am pleased that you are all getting the help you need but sad that it had to reach this stage.
Remember you have all of us to support you through this trying time.
October xx0 -
Thank you everyone. The support I have here means a lot to me. oday we collected new meds for DS2 and 'sick notes' too. We managed to wake DS2 at around 10am with a cup of tea.
Mr P stayed home while I went food shopping with DD and DVD. Mr P went to local shop and bought a tin of tomato soup and bacon to encourage DS2 to eat.
DD took me to meet my friends I used to meet up with for a swim and lunch. We all had lunch together and it was lovely to see them all. I treated DD and DVD so I spent £13.50 but it was worth it.
We went to 4lid and I spent £40 on much needed groceries. When I got home DS2 was in his bedroom but I coerced him back downstairs and he is giving me a hand to make dinner. We have meds to help him sleep but only for a week. Then his sleeping pattern should hopefully be back to normal.
Bubblesmum it is so very difficult to know the correct steps to take as parents of an adult and being blocked because of confidentiality rules that made it so hard. Plus despite all the help we thought we had for him a few months ago the system 'lost' him. It must be very frustrating as a professional trying to work within the system.
Oh we have just heard a close friend had all his heating oil stolen last night.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Discovered that after direct debits paid and my spends yesterday that we have just £12 in bank.
We should have received our first RHI payment on 10th but probably they don't pay out on weekends. As soon as I know I will post on here.I have no idea how much it will be but hoping it will cover this month's wood pellet bill.
DS2 has spent time downstairs with us today. He then cooked dinner while Mr P and I went to church. My first time since Christmas Eve. It was lovely to feel we could both go out and leave DS2 safe. The dinner was very tasty. Meatballs in a spicy tomato and vegetable sauce for the men and same for me but a veggie version. A SW green meal. I haven't got my head around the new system so sticking to what I know for now.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Remarkably we still have £12 in the bank and nothing in our wallets/pockets.I get £82.50 DLA tomorrow so that will keep us going until the RHI appears in the bank. The RHI login page shows payment was sent on 10/1/15, it just hasn't appeared in the bank yet. I found some small print which says we can expect to receive it within 5 working days of it being sent.. At least we know it is definitely going to be in the account soon.
It is very exciting, being paid for a heating system.
Yesterday was another NSD. I will have to count how many I have had so far this year....
We haven't had a booking for the cottage for a few weeks despite having lots of enquiries. A potential customer contacted me today to say the company we have our cottage listed with have asked for full payment for a holiday in December. I contacted them and it is true. Apparently there is a 'bug' in their system which is only affecting a few people and we are one of them. He said they have been working on it for a week but haven't solved it yet! So no bookings for us!
DDIL was back in hospital yesterday with pain she can't bear. She is home today but very upset she is too ill to enjoy time with some friend's from UK. I just wish I could wave a magic wand and everything could be good for her and for DS2. I keep praying....
DS2 was up by 3pm today. This is great. And a huge improvement. He is going to go with me to visit DDIL and DGD who are now germ free after a weekend of winter vomiting virus.
Tomorrow I have my ragrug course Christmas dinner and next Tuesday it is Flower Club Christmas lunch which I might give a miss to unless I get the £52 they owe me for new fabric for table clothes. I am not being difficult but I don't think I want to spend £15 when I am owed £52.
Rag rug meal is a bar meal so I have chosen cheapest on menu and also to fit in with a Green day on SWorld.
I finished off the Christmas pudding last night which too me way over my syns for the day. Those who do SW will know what I am talking about.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Sorry to hear about cottage bookings and DDIL. Hope both issues are sorted soon, along with the receipt of the RHI money.
Christmas pudding sounds medicinal not synful to meXx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Last night was lovely. Lots of lovely people at our rag rug dinner. I had veggie chilli and banofee mess. It came to just £11 so not very much in the grand scheme of things. And I chose what I hope were the lowest syns.
Still no RHI. I have chimney sweep coming today to do our chimney and then our neighbours plus some chimneys up the hill. I booked him for five chimneys to cut costs so he has done us a deal because of a block booking of just £45 per chimney.
Today the sun is shining so I am hoping to get outside for some fresh air and maybe to pot up some pansies into hanging baskets. I bought them as plug plants, tiny ones, and have grown them and hardened then off. It was months ago but I think I paid about £8 for 40 plants.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Hope RHI soonest.
Snow hereI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
[QUOTE=poohbear59;67421686
Bubbles mum it is so very difficult to know the correct steps to take as parents of an adult and being blocked because of confidentiality rules that made it so hard. Plus despite all the help we thought we had for him a few months ago the system 'lost' him. It must be very frustrating as a professional trying to work within the system.
[/QUOTE]
Yes it is, especially if you want to work holistically, or want to go of pieste for the benefit of the patient and liaising with family etc, it's such a fine line, if you breach your code of conduct, that's gross misconduct. As with all services, underfunded, under staffed, and with staff who are overwhelmed. There are some gems and some who I despair of when trying to work with them on behalf of clients.
I am really hoping that the team working with your son, will get him back on the road to recovery.As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
RHI has been paid into our account today:j:j:j:j:j:j:j:j:j:j:j:j:j:j
£858 RHI for the house. I haven't checked for the cottage. I think it is about half the house amount.
So today I have paid for the 100 x 10kg bags of wood pellets we received last night @ £262.50
Paid chimney sweep for 2 x chimneys in our house and 1 chimney in holiday cottage @£120
Paid £15.99 to our internet provider now that connection has been restored. We have two internet connections in the hope that if one goes off the other will be on.
And £500 squirrelled away for another day, possibly for car repairs.
bubblesmum I am very confident that our GP will follow up what he has promised for DS2 and that more help will be put in place. DS2 managed to get up just after midday today. A massive improvementbusiness mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Whoop whoop for RHI :j. It must make such a difference for you XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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